| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BTP HEALTH LLC | 45-428 IHILANI ST KANEOHE, HI 96744 | HMAA | $15K | — | $15K | 3.03% |
| HOGAN CONSULTING GROUP, LLC3 Filed as: HOGAN CONSULTING GROUP LLC | 737 BISHOP STREET, SUITE 1510 HONOLULU, HI 96813 | HAWAII DENTAL SERVICE | $1K | — | $1K | 1.00% |
| TIMOTHY HOGAN | 1088 BISHOP ST, #1224 HONOLULU, HI 96813 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 16.26% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HAWAII BENEFIT ADMINISTRATORS, INC EIN 99-6005504 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 200 N. VINEYARD BLVD., SUITE 100 HONOLULU, HI 96817 | $151K |
| HOGAN CONSULTING GROUP LLC NONE | Consulting (general); Insurance brokerage commissions and fees; Direct payment from the plan Service code 16 | 1088 BISHOP STREET, SUITE 1224 HONOLULU, HI 96813 | $29K |
| JAMES P HASSELMAN CPA LLC EIN 20-5496781 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | P.O. BOX 11149 HONOLULU, HI 96828 | $21K |
| FIRST HAWAIIAN BANK EIN 99-0034327 NONE | Direct payment from the plan; Investment management; Custodial (securities); Investment management fees paid indirectly by plan Service code 19 | 999 BISHOP STREET HONOLULU, HI 96813 | $11K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $8K |
| RAYMOND JAMES & ASSOCIATES, INC NONE | Investment management fees paid indirectly by plan; Direct payment from the plan; Investment advisory (plan) Service code 27 | 1001 BISHOP STREET, SUITE 2920 HONOLULU, HI 96813 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 202 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC | 312 | $1.4M |
| Dental | HAWAII DENTAL SERVICE | 0 | $143K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 188 | $22K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC | 312 | $1.4M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 188 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 312 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.