| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT WEEKS3 | KPD INSURANCE LLC 10260 SW GREENBURG RD, STE 550 PORTLAND, OR 97223 | PROVIDENCE HEALTH PLAN | $70K | $0 | $70K | 3.92% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE LLC | — | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 4.34% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | — | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $300 | $300 | 0.33% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 11.24% |
| IMA, INC.3 Filed as: IMA INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $258 | $258 | 2.04% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
| IMA, INC.3 Filed as: IMA INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $131 | $131 | 1.14% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 12.14% |
| IMA, INC.3 Filed as: IMA INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $110 | $110 | 1.13% |
| PHILIP O MCGUIGAN3 | — | AFLAC | $126 | $0 | $126 | 1.62% |
| LARRI B WHEELER3 | — | AFLAC | $114 | $0 | $114 | 1.46% |
| JEROMY E. CILLEY3 Filed as: JEROMY E CILLEY | — | AFLAC | $90 | $0 | $90 | 1.15% |
| VERNON P HERRERA3 Filed as: VERNON E WHEELER | — | AFLAC | $56 | $0 | $56 | 0.72% |
| RAYMOND B LINGLE3 Filed as: RAYMOND R JANISSE | — | AFLAC | $46 | $0 | $46 | 0.59% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN DEAN | — | AFLAC | $42 | $0 | $42 | 0.54% |
| GUY R SOUTER3 | 1930 VILLAGE CENTER CIR STE 3, PMB 5962 LAS VEGAS, NV 89134 | AFLAC | $39 | $0 | $39 | 0.50% |
| REBECCA L. HILL3 Filed as: REBECCA L HILL | — | AFLAC | $30 | $0 | $30 | 0.38% |
| BRADLEY R. SWANK3 Filed as: BRADLEY R SWANK | — | AFLAC | $27 | $0 | $27 | 0.35% |
| ERNEST E SNOOK3 | — | AFLAC | $25 | $0 | $25 | 0.32% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES H WHIPPLE | — | AFLAC | $15 | $0 | $15 | 0.19% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | — | AFLAC | $13 | $0 | $13 | 0.17% |
| IOANNIS T GRATSINOPOULOS3 | — | AFLAC | $3 | $0 | $3 | 0.04% |
| SHANE M OWEN3 Filed as: SHANE EDMUD ATTEBERY | — | AFLAC | $3 | $0 | $3 | 0.04% |
| MARCI MARIE OTIS3 | — | AFLAC | $1 | $0 | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROVIDENCE HEALTH PLAN | 139 | $1.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 215 | $90K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 215 | $90K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 275 | $10K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 225 | $13K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 51 | $12K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 275 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 275 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.