| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT WEEKS3 | KPD INSURANCE PO BOX 29 SPRINGFIELD, OR 97477 | PROVIDENCE HEALTH PLAN | $34K | $0 | $34K | 2.83% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC. | — | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.51% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC. | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.83% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
| LARRI B WHEELER3 Filed as: LARRI B. WHEELER | — | AFLAC | $262 | — | $262 | 2.51% |
| PHILIP O MCGUIGAN3 | — | AFLAC | $126 | — | $126 | 1.21% |
| JEROMY E. CILLEY3 Filed as: JEROMY E CILLEY | — | AFLAC | $90 | — | $90 | 0.86% |
| RAYMOND B LINGLE3 Filed as: RAYMOND R JANISSE | — | AFLAC | $65 | — | $65 | 0.62% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN DEAN | — | AFLAC | $56 | — | $56 | 0.54% |
| VERNON P HERRERA3 Filed as: VERNON E WHEELER | — | AFLAC | $56 | — | $56 | 0.54% |
| GUY R SOUTER3 | — | AFLAC | $41 | — | $41 | 0.39% |
| REBECCA L. HILL3 Filed as: REBECCA L HILL | — | AFLAC | $30 | — | $30 | 0.29% |
| ERNEST E SNOOK3 Filed as: ERNEST E. SNOOK | — | AFLAC | $27 | — | $27 | 0.26% |
| BRADLEY R. SWANK3 Filed as: BRADLEY R SWANK | — | AFLAC | $27 | — | $27 | 0.26% |
| TODD M TAYLOR3 | — | AFLAC | $21 | — | $21 | 0.20% |
| RICHARD G MCGOWAN3 Filed as: RICHARD MARK SUMMERS | — | AFLAC | $18 | — | $18 | 0.17% |
| MICHAEL C WALKER3 Filed as: MICHAEL L ALLEY | — | AFLAC | $16 | — | $16 | 0.15% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES H WHIPPLE | — | AFLAC | $15 | — | $15 | 0.14% |
| SCOTT NIELSEN3 Filed as: SCOTT E NEILSEN | — | AFLAC | $13 | — | $13 | 0.12% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | — | AFLAC | $13 | — | $13 | 0.12% |
| KIMBERLY A PARKS3 | — | AFLAC | $4 | — | $4 | 0.04% |
| IOANNIS T GRATSINOPOULOS3 | — | AFLAC | $3 | — | $3 | 0.03% |
| SHANE EDMUND ATTEBERY3 | — | AFLAC | $3 | — | $3 | 0.03% |
| MARCI MARIE OTIS3 | — | AFLAC | $1 | — | $1 | 0.01% |
| RAYMON P KEECH III3 | — | AFLAC | $1 | — | $1 | 0.01% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC. | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 12.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROVIDENCE HEALTH PLAN | 124 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 164 | $58K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 135 | $9K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 92 | $26K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 43 | $13K |
| Other(2 contracts, 2 carriers) | AFLAC | 135 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 164 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.