| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT WEEKS3 | KPD INSURANCE PO BOX 29 SPRINGFIELD, OR 97477 | PROVIDENCE HEALTH PLAN | $13K | — | $13K | 1.88% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC. | — | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $12 | $2K | 5.15% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC. | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 9.45% |
| PHILIP O MCGUIGAN3 Filed as: PHILIP O. MCGUIGAN | — | AFLAC | $381 | $30 | $411 | 3.48% |
| LARRI B WHEELER3 Filed as: LARRI B. WHEELER | — | AFLAC | $367 | — | $367 | 3.11% |
| REBECCA L. HILL3 | — | AFLAC | $201 | $17 | $218 | 1.85% |
| JEROMY E. CILLEY3 | — | AFLAC | $146 | $12 | $158 | 1.34% |
| GUY R SOUTER3 | — | AFLAC | $123 | $12 | $135 | 1.14% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | — | AFLAC | $65 | $12 | $77 | 0.65% |
| RAYMOND B LINGLE3 Filed as: RAYMOND R. JANISSE | — | AFLAC | $70 | — | $70 | 0.59% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN DEAN | — | AFLAC | $60 | — | $60 | 0.51% |
| VERNON P HERRERA3 Filed as: VERNON E. WHEELER | — | AFLAC | $56 | — | $56 | 0.47% |
| KIMBERLY A PARKS3 Filed as: KIMBERLY A. PARKS | — | AFLAC | $45 | — | $45 | 0.38% |
| REBECCA L. HILL3 | — | AFLAC | $38 | — | $38 | 0.32% |
| ERNEST E SNOOK3 Filed as: ERNEST E. SNOOK | — | AFLAC | $28 | — | $28 | 0.24% |
| RICHARD G MCGOWAN3 Filed as: RICHARD MARK SUMMERS | — | AFLAC | $24 | — | $24 | 0.20% |
| TODD M TAYLOR3 Filed as: TODD M. TAYLOR | — | AFLAC | $22 | — | $22 | 0.19% |
| JEROMY E. CILLEY3 | — | AFLAC | $20 | — | $20 | 0.17% |
| MICHAEL C WALKER3 Filed as: MICHAEL L. ALLEY | — | AFLAC | $16 | — | $16 | 0.14% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES H. WHIPPLE | — | AFLAC | $15 | — | $15 | 0.13% |
| SCOTT NIELSEN3 Filed as: SCOTT E. NEILSEN | 1089 LAKE WASHINGTON BLVD N APT 306 RENTON, WA 98056 | AFLAC | $15 | — | $15 | 0.13% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT R. STEWART | — | AFLAC | $4 | — | $4 | 0.03% |
| RAYMON P KEECH III3 Filed as: RAYMON P. KEECH III | — | AFLAC | $3 | — | $3 | 0.03% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC. | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $945 | — | $945 | 12.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROVIDENCE HEALTH PLAN | 110 | $684K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 144 | $48K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 114 | $8K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 82 | $22K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 32 | $10K |
| Other(2 contracts, 2 carriers) | AFLAC | 114 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 144 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.