| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT WEEKS3 | KPD INSURANCE PO BOX 29 SPRINGFIELD, OR 97477 | PROVIDENCE HEALTH PLAN | $29K | — | $29K | 2.76% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC. | — | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $35 | $3K | 4.73% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC. | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 8.57% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| PHILIP O MCGUIGAN3 Filed as: PHILIP O. MCGUIGAN | — | AFLAC | $343 | — | $343 | 3.34% |
| LARRI B WHEELER3 Filed as: LARRI B. WHEELER | — | AFLAC | $331 | — | $331 | 3.22% |
| JEROMY E. CILLEY3 | — | AFLAC | $96 | — | $96 | 0.94% |
| RAYMOND B LINGLE3 Filed as: RAYMOND R. JANISSE | — | AFLAC | $64 | — | $64 | 0.62% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN DEAN | — | AFLAC | $55 | — | $55 | 0.54% |
| VERNON P HERRERA3 Filed as: VERNON E. WHEELER | — | AFLAC | $51 | — | $51 | 0.50% |
| GUY R SOUTER3 Filed as: GUY R. SOUTER | — | AFLAC | $42 | — | $42 | 0.41% |
| KIMBERLY A PARKS3 Filed as: KIMBERLY A. PARKS | — | AFLAC | $41 | — | $41 | 0.40% |
| REBECCA L. HILL3 | — | AFLAC | $28 | — | $28 | 0.27% |
| ERNEST E SNOOK3 Filed as: ERNEST E. SNOOK | — | AFLAC | $26 | — | $26 | 0.25% |
| RICHARD G MCGOWAN3 Filed as: RICHARD MARK SUMMERS | — | AFLAC | $22 | — | $22 | 0.21% |
| TODD M TAYLOR3 Filed as: TODD M. TAYLOR | — | AFLAC | $21 | — | $21 | 0.20% |
| MICHAEL C WALKER3 Filed as: MICHAEL L. ALLEY | 18047 SW LOWER BOONES FERRY RD APT 415 TIGARD, OR 97224 | AFLAC | $15 | — | $15 | 0.15% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES H. WHIPPLE | — | AFLAC | $14 | — | $14 | 0.14% |
| SCOTT NIELSEN3 Filed as: SCOTT E. NIELSON | 2709 DAY ISLAND BLVD W UNIT A UNIVERSITY PLACE, WA 98466 | AFLAC | $14 | — | $14 | 0.14% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | — | AFLAC | $12 | — | $12 | 0.12% |
| GUY R SOUTER3 Filed as: GUY R. SOUTER | — | AFLAC | $9 | — | $9 | 0.09% |
| IOANNIS T GRATSINOPOULOS3 Filed as: IOANNIS T. GRATSINOPOULOS | — | AFLAC | $5 | — | $5 | 0.05% |
| SHANE EDMUND ATTEBERY3 | — | AFLAC | $5 | — | $5 | 0.05% |
| RAYMON P KEECH III3 Filed as: RAYMON P. KEECH III | — | AFLAC | $3 | — | $3 | 0.03% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC. | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 12.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 147 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROVIDENCE HEALTH PLAN | 267 | $1.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 165 | $59K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 140 | $10K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 101 | $28K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 39 | $12K |
| Other(2 contracts, 2 carriers) | AFLAC | 140 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 267 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.