Welfare broker

RAYMOND B LINGLE

Mailing address (most recent filing)

5241 DRESDEN LANE

ROANOKE, VA 24012

Total comp: $51K
Commissions: $51K
Fees: $96
Filings: 18
Sponsors: 18

Carrier mix

Where RAYMOND B LINGLE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

COMPANION LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
COMPANION LIFE INSURANCE COMPANY	1	$168K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$168K	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RAYMOND B LINGLE's plans by broker comp / premium ratio. Median 9.52% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RAYMOND B LINGLE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RAYMOND B LINGLE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
USA HOMETOWN EXPERTS, INC. DBA METRO PLUMBING, HEATING AND AIR USA HOMETOWN EXPERTS, INC. DBA METRO PLUMBING, HEATING AND AIR EMPLOYEE BENEFITS PLAN	TN	$168K	$16K	COMPANION LIFE INSURANCE COMPANY