No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ACTIVATE HEALTHCARE, LLC EIN 27-0908752 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $2.6M |
| BENESYS, INC EIN 38-2383171 NONE | Participant communication; Accounting (including auditing); Claims processing; Contract Administrator; Direct payment from the plan Service code 10 | — | $1.2M |
| INNOVATIVE CARE MGMT, INC EIN 93-1087669 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $309K |
| PATIENT ADVOCATE EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 808 NORTH LAMB BLVD LAS VEGAS, NV 89110 | $217K |
| BROWNSTEIN HYATT FARBER SCHRECK LLP EIN 26-1367865 NONE | Legal; Direct payment from the plan Service code 29 | — | $178K |
| MILLIMAN, INC EIN 91-0675641 NONE | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $159K |
| MAGELLAN RX MGMT, LLC EIN 46-3708039 NONE | Claims processing; Other fees; Other services; Direct payment from the plan Service code 12 | — | $120K |
| NAT'L INVSTMNT SERVICES OF AMERICA EIN 84-3937993 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $109K |
| BEHAVIORAL HEALTHCARE OPTIONS, INC EIN 88-0267857 NONE | Other services; Direct payment from the plan Service code 49 | — | $85K |
| BERRY & CO., CPA'S EIN 88-0400174 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $77K |
| GRANDFLOW, INC EIN 94-3211239 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $70K |
| WELLPORTAL, LLC EIN 27-1054041 NONE | Direct payment from the plan; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $70K |
| MUFG UNION BANK, N.A. EIN 94-0304228 NONE | Other services; Direct payment from the plan Service code 49 | — | $53K |
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Other services; Direct payment from the plan Service code 49 | — | $52K |
| HEALTHLINX, LLC EIN 87-0660214 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $30K |
| ZELIS CLAIMS INTEGRITY, LLC EIN 86-1040704 NONE | Other services; Direct payment from the plan Service code 49 | — | $29K |
| DIVERSIFIED DENTAL SERVICES, INC EIN 88-0346054 NONE | Other services; Direct payment from the plan Service code 49 | — | $28K |
| BMO HARRIS BANK, N.A. EIN 36-2085229 NONE | Float revenue; Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Other investment fees and expenses; Custodial (securities) Service code 19 | — | $25K |
| NEPC, LLC EIN 26-1429809 NONE | Investment advisory (plan); Direct payment from the plan; Consulting (general) Service code 16 | — | $24K |
| LABOR FIRST EIN 06-1750191 NONE | Direct payment from the plan; Other services Service code 49 | — | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,501 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 795 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,296 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BLUE CROSS AND BLUE SHIELD | 891 | $4.2M |
| Dental | NEVADA DENTAL BENEFITS LTD | 374 | $175K |
| Vision | VISION SERVICE PLAN | 3,088 | $0 |
| Life insurance | RELIASTAR LIFE INSURANCE CO. | 3,025 | $93K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE CO. | 2,887 | $1.6M |
| Other | RELIASTAR LIFE INSURANCE CO. | 2,874 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,088 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.