Insurance carrier

NEVADA DENTAL BENEFITS, LTD.

dental: 4

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
NV	1	$2.9M	0.2%	113.06x
IL	1	$122.3M	0.0%	14.24x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of NEVADA DENTAL BENEFITS, LTD.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NEVADA DENTAL BENEFITS, LTD. is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
TRUSTEES OF UNITE HERE HEALTH UNITE HERE HEALTH	IL	$122.3M	123,986	mixed	BROWN & BROWN INS - KELLY LAGROW
BOARD OF TRUSTEES-TEAMSTERS LOCAL 631 SECURITY PLAN FOR SO NV TEAMSTERS LOCAL 631 SECURITY PLAN FOR SOUTHERN NEVADA	NV	$2.9M	12,879	mixed	—