No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ACTIVATE HEALTHCARE, LLC EIN 27-0908752 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $2.2M |
| BENESYS, INC EIN 38-2383171 NONE | Claims processing; Participant communication; Contract Administrator; Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $1.2M |
| ROCKY MTN HOSPITAL MEDICAL SERVICE EIN 84-0747746 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $861K |
| WELLPORTAL, LLC EIN 27-1054041 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 15 | — | $583K |
| INNOVATIVE CARE MGMT, INC EIN 93-1087669 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $323K |
| PATIENT ADVOCATE NONE | Employee (plan); Direct payment from the plan Service code 30 | 808 NORTH LAMB BLVD LAS VEGAS, NV 89110 | $210K |
| ZELIS CLAIMS INTEGRITY, LLC EIN 86-1040704 NONE | Direct payment from the plan; Other services Service code 49 | — | $200K |
| MILLIMAN, INC EIN 91-0675641 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $141K |
| BROWNSTEIN HYATT FARBER SCHRECK LLP EIN 26-1367865 NONE | Legal; Direct payment from the plan Service code 29 | — | $124K |
| GRANDFLOW, INC EIN 94-3211239 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $117K |
| NATL INVESTMENT SERVICES OF AMERICA EIN 84-3937993 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $104K |
| BEHAVIORAL HEALTHCARE OPTIONS EIN 88-0267857 NONE | Other services; Direct payment from the plan Service code 49 | — | $86K |
| BERRY & CO., CPA'S EIN 88-0400174 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $71K |
| MAGELLAN RX MGMT, LLC EIN 46-3708039 NONE | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 12 | — | $68K |
| MUFG UNION BANK, N.A. EIN 94-0304228 NONE | Account maintenance fees; Direct payment from the plan Service code 50 | — | $49K |
| HEALTHLINX, LLC EIN 87-0660214 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $30K |
| DIVERSIFIED DENTAL SERVICES, INC EIN 88-0346054 NONE | Direct payment from the plan; Other services Service code 49 | — | $29K |
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Other services; Direct payment from the plan Service code 49 | — | $27K |
| NEPC, LLC EIN 26-1429809 NONE | Consulting (general); Investment advisory (plan); Direct payment from the plan Service code 16 | — | $24K |
| BMO HARRIS BANK, N.A. EIN 36-2085229 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Custodial (securities); Other investment fees and expenses; Float revenue Service code 19 | — | $20K |
| HEALTH CLAIM AUDITORS INC EIN 88-0420540 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $14K |
| UNION INSURANCE GROUP NONE | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 303 W ERIE STREET SUITE 310 CHICAGO, IL 60654 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,861 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 755 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,616 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 3,663 | $71K |
| Life insurance | RELIASTAR LIFE INSURANCE CO. | 3,013 | $100K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE CO. | 2,831 | $1.7M |
| Other | RELIASTAR LIFE INSURANCE CO. | 2,900 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,663 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.