No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE | Participant communication; Direct payment from the plan; Contract Administrator; Accounting (including auditing); Claims processing Service code 10 | — | $1.0M |
| WELLPORTAL, LLC EIN 27-1054041 NONE | Other services; Direct payment from the plan Service code 49 | — | $525K |
| MULTIPLAN SERVICES CORP EIN 06-1533300 NONE | Other services; Direct payment from the plan Service code 49 | — | $225K |
| PREMIER HEALTHCARE EXCHANGE EIN 86-1040704 NONE | Other services; Direct payment from the plan Service code 49 | — | $194K |
| PATIENT ADVOCATE EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 808 NORTH LAMB BLVD LAS VEGAS, NV 89102 | $163K |
| INNOVATIVE CARE MGMT INC. EIN 93-1087669 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $162K |
| BROWNSTEIN HYATT FARBER SCHRECK EIN 26-1367865 NONE | Legal; Direct payment from the plan Service code 29 | — | $126K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Direct payment from the plan; Consulting (general); Actuarial Service code 11 | — | $95K |
| BERRY & CO., CPA'S EIN 88-0400174 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $92K |
| VRX, LLC EIN 27-1175996 NONE | Claims processing; Other fees; Direct payment from the plan Service code 12 | — | $91K |
| BEHAVIORAL HEALTHCARE OPTIONS EIN 88-0267857 NONE | Direct payment from the plan; Other services Service code 49 | — | $69K |
| BMO HARRIS BANK, N.A. EIN 36-2085229 NONE | Direct payment from the plan; Custodial (securities); Other investment fees and expenses; Account maintenance fees; Trustee (bank, trust company, or similar financial institution); Float revenue; Finders' fees / placement fees Service code 19 | — | $65K |
| NATIONAL INVESTMENT SERVICES, INC. EIN 80-0169636 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $62K |
| NEW ENGLAND PENSION CONSULTANTS LLC EIN 26-1429809 NONE | Consulting (general); Direct payment from the plan; Investment advisory (plan) Service code 16 | — | $51K |
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Other services; Direct payment from the plan Service code 49 | — | $38K |
| GRANDFLOW, INC. NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 135 LINDBERGH AVE #D LIVERMORE, CA 94451 | $28K |
| DIVERSIFIED DENTAL EIN 88-0346054 NONE | Direct payment from the plan; Other services Service code 49 | — | $22K |
| HEALTHLINX, LLC EIN 87-0660214 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $19K |
| HEALTH STRATEGIES, INC. EIN 86-0851201 NONE | Direct payment from the plan; Other services Service code 49 | — | $14K |
| HEALTH CLAIM AUDITORS EIN 88-0420540 NONE | Direct payment from the plan; Other services Service code 49 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,553 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 751 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,304 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 3,038 | $52K |
| Life insurance | RELIASTAR LIFE INSURANCE CO. | 2,476 | $77K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE CO. | 2,264 | $957K |
| Other | RELIASTAR LIFE INSURANCE CO. | 2,324 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,038 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.