No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE | Contract Administrator; Direct payment from the plan; Claims processing; Participant communication; Accounting (including auditing) Service code 10 | — | $1.1M |
| WELLPORTAL, LLC EIN 27-1054041 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Direct payment from the plan Service code 15 | — | $600K |
| MULTIPLAN SERVICES CORP EIN 06-1533300 NONE | Direct payment from the plan; Other services Service code 49 | — | $408K |
| ZELIS CLAIMS INTEGRITY, INC. EIN 86-1040704 NONE | Other services; Direct payment from the plan Service code 49 | — | $359K |
| VRX, LLC EIN 27-1175996 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $225K |
| PATIENT ADVOCATE MEMBER | Employee (plan); Direct payment from the plan Service code 30 | 808 NORTH LAMB BLVD LAS VEGAS, NV 89110 | $205K |
| INNOVATIVE CARE MGMT INC. EIN 93-1087669 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $184K |
| RENALOGIC EIN 22-3857341 NONE | Direct payment from the plan; Other services Service code 49 | — | $173K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $162K |
| BROWNSTEIN HYATT FARBER SCHRECK EIN 26-1367865 NONE | Legal; Direct payment from the plan Service code 29 | — | $133K |
| BERRY & CO., CPA'S EIN 88-0400174 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $77K |
| BEHAVIORAL HEALTHCARE OPTIONS EIN 88-0267857 NONE | Other services; Direct payment from the plan Service code 49 | — | $76K |
| NATIONAL INVESTMENT SERVICES, INC. EIN 80-0169636 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $60K |
| BMO HARRIS BANK, N.A. EIN 36-2085229 NONE | Direct payment from the plan; Float revenue; Finders' fees / placement fees; Custodial (securities); Other investment fees and expenses; Trustee (bank, trust company, or similar financial institution); Account maintenance fees Service code 19 | — | $55K |
| NEW ENGLAND PENSION CONSULTANTS LLC EIN 26-1429809 NONE | Consulting (general); Direct payment from the plan; Investment advisory (plan) Service code 16 | — | $51K |
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Direct payment from the plan; Other services Service code 49 | — | $50K |
| GRANDFLOW, INC. EIN 94-3211239 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $31K |
| DIVERSIFIED DENTAL SERVICES, INC. EIN 88-0346054 NONE | Other services; Direct payment from the plan Service code 49 | — | $24K |
| HEALTHLINX, LLC EIN 87-0660214 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $23K |
| HEALTH CLAIM AUDITORS EIN 88-0420540 NONE | Other services; Direct payment from the plan Service code 49 | — | $14K |
| HEALTH STRATEGIES, INC. EIN 86-0851201 NONE | Direct payment from the plan; Other services Service code 49 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,683 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 773 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,456 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 3,245 | $57K |
| Life insurance | RELIASTAR LIFE INSURANCE CO. | 2,541 | $89K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE CO. | 2,725 | $1.2M |
| Other | RELIASTAR LIFE INSURANCE CO. | 2,386 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,245 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.