| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $22K | $22K | 0.92% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 1116 HAMMONTON, NJ 08037 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $208K | $8K | $216K | 14.89% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 419623 BOSTON, MA 02241 | METROPOLITAN GENERAL INSURANCE COMPANY | $60K | $1K | $62K | 58.93% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN GENERAL INSURANCE COMPANY | $6K | $0 | $6K | 5.31% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | 897 12TH STREET HAMMONTON, NJ 08037 | METROPOLITAN GENERAL INSURANCE COMPANY | $0 | $133 | $133 | 0.13% |
| UNKNOWN3 | UNKNOWN SCOTTSDALE, AZ 85254 | REDIRECT HEALTH | $9K | $0 | $9K | 10.00% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 131 SOUTH DEARBORN, 6TH FLOOR CHICAGO, IL 60603 | STANDARD INSURANCE COMPANY | $26K | $0 | $26K | 36.38% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 3550 LENOX ROAD NE, SUITE 1700 EXB ATLANTA, GA 30326 | STANDARD INSURANCE COMPANY | $23K | $0 | $23K | 31.84% |
| DISABILITY INSURANCE SVCS INC3 Filed as: DISABILITY INSURANCE SERVICES, INC. | 4444 ZION AVENUE SAN DIEGO, CA 92120 | STANDARD INSURANCE COMPANY | $553 | $0 | $553 | 0.77% |
| CHRISTINA NESS3 | 2555 EAST CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | STANDARD INSURANCE COMPANY | $168 | $0 | $168 | 0.23% |
| JOANNE MARIE MIZELL3 | 16220 NORTH SCOTTSDALE ROAD SUITE 600 SCOTTSDALE, AZ 85254 | STANDARD INSURANCE COMPANY | $24 | $0 | $24 | 0.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $21 | $21 | 1.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $6 | $6 | 0.42% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 897 12TH STREET HAMMONTON, NJ 08037 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $320 | $0 | $320 | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,513 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 47 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 535 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,095 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,652 | $4.5M |
| Dental(3 contracts, 3 carriers) | DELTA DENTAL OF ARIZONA | 9,618 | $4.9M |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 5,207 | $1.5M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 11,451 | $2.3M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 11,451 | $2.3M |
| Long-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 11,451 | $2.4M |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 128 | $2.6M |
| Other(6 contracts, 6 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 15,775 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,775 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.