| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 850169256 | METROPOLITAN LIFE INSURANCE COMPANY | — | $20K | $20K | 1.32% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 75 REMITTANCE DR., SUITE 1446 CHICAGO, IL 606751446 | METROPOLITAN LIFE INSURANCE COMPANY | — | $77 | $77 | 0.01% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | 897 12TH STREET HAMMONTON, NJ 08037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $104K | — | $104K | 24.88% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. OF ARIZONA | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 0.84% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 0.54% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $885 | $885 | 0.45% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $897 | $897 | 0.55% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 75 REMITTANCE DR., SUITE 1446 CHICAGO, IL 60675 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $668 | $668 | 0.57% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $329 | $329 | 0.57% |
| DISABILITY INSURANCE SVCS INC3 Filed as: DISABILITY INSURANCE SVCS. INC. | 4444 ZION AVE. SAN DIEGO, CA 92120 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 9.78% |
| JAMES CHARLES STABILITO3 | 11201 N. TATUM BLVD., SUITE 300 PHOENIX, AZ 85028 | STANDARD INSURANCE COMPANY | $187 | — | $187 | 1.69% |
| CHRISTINE NESS3 | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | STANDARD INSURANCE COMPANY | $120 | — | $120 | 1.08% |
| JOANNE MARIE MIZELL3 | 16220 N. SCOTTSDALE RD., SUITE 600 SCOTTSDALE, AZ 95254 | STANDARD INSURANCE COMPANY | $48 | — | $48 | 0.43% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | — | $20 | $20 | 1.53% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | P.O BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $6 | $6 | 0.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,568 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,600 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 5 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 430 | $4.4M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,601 | $1.8M |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 4,737 | $845K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,247 | $550K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,038 | $164K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 585 | $117K |
| Prescription drug(7 contracts, 5 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 430 | $4.4M |
| Other(6 contracts, 6 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 5,568 | $706K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,601 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.