| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 0.55% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES, INC. | 1005 CONVENTION PLAZA ST. LOUIS, MA 63101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $186K | — | $186K | 70.00% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 0.58% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | 1005 CONVENTION PLAZA ST. LOUIS, MO 63101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $140K | — | $140K | 70.00% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 0.60% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 2555 EAST CAMELBACK RD. STE. 700 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $838 | $838 | 0.63% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $416 | $416 | 0.63% |
| DISABILITY INSURANCE SVCS INC3 Filed as: DISABILITY INSURANCE SVCS. INC. | 4444 ZION AVE. SAN DIEGO, CA 92120 | STANDARD INSURANCE COMPANY | $1K | $176 | $1K | 10.02% |
| CHRISTINE NESS3 | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | STANDARD INSURANCE COMPANY | $888 | — | $888 | 6.58% |
| JAMES CHARLES STABILITO3 | 11201 N. TATUM BLVD., SUITE 300 PHOENIX, AZ 85028 | STANDARD INSURANCE COMPANY | $168 | — | $168 | 1.25% |
| JOANNE MARIE MIZELL3 | 16220 N. SCOTTSDALE RD., SUITE 600 SCOTTSDALE, AZ 95254 | STANDARD INSURANCE COMPANY | $48 | — | $48 | 0.36% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | P.O BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $4 | $4 | 0.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,909 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,941 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 412 | $4.8M |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF ARIZONA | 2,865 | $1.9M |
| Vision(3 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 4,704 | $788K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,105 | $657K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,062 | $196K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 579 | $133K |
| Prescription drug(6 contracts, 5 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 412 | $4.8M |
| Other(6 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,106 | $600K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,106 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.