| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. OF ARIZONA | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $99K | — | $99K | 38.45% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | 897 12TH STREET HAMMONTON, NJ 08037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40K | — | $40K | 15.75% |
| PARAGON PARTNERS LTD3 | 9420 E. DOUBLETREE RANCH ROAD, SUITE C103 SCOTTSDALE, AZ 852585589 | UNITED HEALTHCARE INSURANCE COMPANY | $13K | $93 | $13K | 8.82% |
| AON CONSULTING INC3 Filed as: AON INSURANCE SERVICES WEST INC | 29840 NETWORK PLACE CHICAGO, IL 606731299 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $697 | — | $697 | 0.94% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS LIMITED | 9420 E. DOUBLETREE RANCH ROAD, SUITE C-103 SCOTTSDALE, AZ 85258 | TRANSAMERICA LIFE INSURANCE COMPANY | $7K | — | $7K | 21.09% |
| SCOTTSDALE BENEFITCONSULTANTS LLC3 | P.O. BOX 26014 SCOTTSDALE, AZ 85255 | TRANSAMERICA LIFE INSURANCE COMPANY | $418 | — | $418 | 1.34% |
| AON CONSULTING INC Filed as: AON INSURANCE SERVICES WEST INC. | 29840 NETWORK PLACE CHICAGO, IL 606731299 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $45 | — | $45 | 1.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | — | $20 | $20 | 1.53% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | — | $5 | $5 | 0.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,350 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 38 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,388 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 6 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 373 | $4.8M |
| Dental(5 contracts, 4 carriers) | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | 233 | $473K |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 3,546 | $646K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,350 | $339K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 832 | $117K |
| Long-term disability(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 577 | $83K |
| Prescription drug(8 contracts, 6 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 373 | $4.8M |
| Other(8 contracts, 7 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 4,350 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,350 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.