| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES, INC. | PO BOX 955816 SAINT LOUIS, MO 63195 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $218K | — | $218K | 47.84% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | PO BOX 955909 SAINT LOUIS, MO 63195 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $164K | — | $164K | 48.13% |
| DISABILITY INSURANCE SVCS INC3 Filed as: DISABILITY INSURANCE SVCS. INC. | 4444 ZION AVE. SAN DIEGO, CA 92120 | STANDARD INSURANCE COMPANY | $1K | $184 | $2K | 10.64% |
| CHRISTINE NESS3 | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | STANDARD INSURANCE COMPANY | $772 | — | $772 | 5.32% |
| JAMES CHARLES STABILITO3 | 11201 N. TATUM BLVD., SUITE 300 PHOENIX, AZ 85028 | STANDARD INSURANCE COMPANY | $91 | — | $91 | 0.63% |
| JOANNE MARIE MIZELL3 | 16220 N. SCOTTSDALE RD., SUITE 600 SCOTTSDALE, AZ 95254 | STANDARD INSURANCE COMPANY | $48 | — | $48 | 0.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,242 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 272 | $4.0M |
| Dental(3 contracts, 3 carriers) | DELTA DENTAL OF ARIZONA | 3,022 | $2.1M |
| Vision(3 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 4,557 | $699K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,253 | $736K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,033 | $196K |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 435 | $150K |
| Prescription drug(6 contracts, 5 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 272 | $4.0M |
| Other(7 contracts, 5 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,258 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,258 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.