| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 850169256 | METROPOLITAN LIFE INSURANCE COMPANY | — | $21K | $21K | 1.68% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 75 REMITTANCE DR., SUITE 1446 CHICAGO, IL 606751446 | METROPOLITAN LIFE INSURANCE COMPANY | — | $88 | $88 | 0.01% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | 897 12TH STREET HAMMONTON, NJ 08037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $135K | — | $135K | 33.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. OF ARIZONA | 2555 E. CAMELBACK ROAD, SUITE 700 PHOENIX, AZ 85016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.07% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 75 REMITTANCE DR., SUITE 1446 CHICAGO, IL 60675 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 0.67% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 75 REMITTANCE DR., SUITE 1446 CHICAGO, IL 60675 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $975 | $975 | 0.66% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 75 REMITTANCE DR., SUITE 1446 CHICAGO, IL 60675 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 0.71% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 75 REMITTANCE DR., SUITE 1446 CHICAGO, IL 60675 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $685 | $685 | 0.63% |
| PARAGON PARTNERS LTD3 | 9420 E. DOUBLETREE RANCH ROAD, SUITE C103 SCOTTSDALE, AZ 852585589 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 8.37% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 75 REMITTANCE DR., SUITE 1446 CHICAGO, IL 60675 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $386 | $386 | 0.70% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS LIMITED | 9420 E. DOUBLETREE RANCH ROAD, SUITE C-103 SCOTTSDALE, AZ 85258 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 21.02% |
| SCOTTSDALE BENEFITCONSULTANTS LLC3 | P.O. BOX 26014 SCOTTSDALE, AZ 85255 | TRANSAMERICA LIFE INSURANCE COMPANY | $133 | — | $133 | 0.98% |
| DISABILITY INSURANCE SVCS INC3 Filed as: DISABILITY INSURANCE SVCS. INC. | 4444 ZION AVE. SAN DIEGO, CA 92120 | STANDARD INSURANCE COMPANY | $745 | — | $745 | 6.28% |
| JAMES CHARLES STABILITO3 | 11201 N. TATUM BLVD., SUITE 300 PHOENIX, AZ 85028 | STANDARD INSURANCE COMPANY | $371 | — | $371 | 3.13% |
| JOANNE MARIE MIZELL3 | 16220 N. SCOTTSDALE RD., SUITE 600 SCOTTSDALE, AZ 95254 | STANDARD INSURANCE COMPANY | $48 | — | $48 | 0.40% |
| THOMAS CHAD RICHARDS3 Filed as: THOMAS ROBERT LEWIS | 11201 N. TATUM BLVD., SUITE 300 PHOENIX, AZ 85028 | STANDARD INSURANCE COMPANY | $7 | — | $7 | 0.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | — | $20 | $20 | 1.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,455 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 37 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,492 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 448 | $4.0M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,757 | $1.6M |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 4,153 | $875K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,596 | $459K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 876 | $148K |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 671 | $120K |
| Prescription drug(8 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 448 | $4.0M |
| Other(7 contracts, 7 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 4,596 | $691K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,757 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.