| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC. | $15K | $1K | $16K | 0.77% |
| WILLIAM NEIKIRK3 | P.O. BOX 814 SOMERSET, KY 42502 | HUMANA HEALTH PLAN, INC. | $13K | $1K | $15K | 0.69% |
| GRIFFITH-CATLETT-HAMPTON INC.3 Filed as: GRIFFITH-CATLETT-HAMPTON INC | 780 WINCHESTER RD LEXINGTON, KY 40505 | HUMANA HEALTH PLAN, INC. | $9K | $240 | $9K | 0.42% |
| EMPLOYER BENEFIT SERVICES LTD3 Filed as: EMPLOYER BENEFIT SERVICES, INC | P.O. BOX 22111 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC. | $6K | $1K | $7K | 0.32% |
| CENTRAL BANK INSURANCE AGENCY3 | 2400 HARRODSBURG RD LEXINGTON, KY 40503 | HUMANA HEALTH PLAN, INC. | $5K | $220 | $5K | 0.24% |
| BETTER SOURCE BENEFIT COMPANY INC3 Filed as: BETTER SOURCE BENEFIT COMPANY, INC | 340 CLIFTY STREET STE 4 SOMERSET, KY 42501 | HUMANA HEALTH PLAN, INC. | $4K | — | $4K | 0.19% |
| CORNERSTONE-CBISA3 | 2101 FLORENCE AVE CINCINNATI, OH 45206 | HUMANA HEALTH PLAN, INC. | $3K | $469 | $3K | 0.17% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE HUNT | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC. | $3K | $256 | $3K | 0.15% |
| JASON YOUNG & ASSOCIATES3 | 131 PROSPEROUS PLACE, STE 14A LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $3K | $27 | $3K | 0.14% |
| ENERGY INSURANCE AGENCY INC3 Filed as: ENERGY INSURANCE AGENCY | P.O. BOX 55268 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $3K | $177 | $3K | 0.14% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE SOLUTIONS LLC | 9700 ORMSBY STATION ROAD, STE 200 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $2K | $392 | $3K | 0.12% |
| AL TORSTRICK INS AGENCY INC3 | 343 WALLER AVENUE, STE 101 LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC. | $2K | $196 | $2K | 0.11% |
| STONEBRIDGE INSURANCE3 | 3131 CUSTARD DR, STE 4B LEXINGTON, KY 40517 | HUMANA HEALTH PLAN, INC. | $2K | — | $2K | 0.11% |
| BB&T3 Filed as: BB & T INSURANCE | 2600 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $2K | $330 | $2K | 0.09% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING | 1151 RED MILE RD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC. | $2K | — | $2K | 0.09% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE | 13800 JACKSON RD MISHAWAKA, IN 46544 | HUMANA HEALTH PLAN, INC. | $2K | $210 | $2K | 0.08% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVE RALEIGH, NC 27612 | HUMANA HEALTH PLAN, INC. | $1K | $68 | $1K | 0.07% |
| BIM GROUP3 | 1151 RED MILE RD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC. | $1K | — | $1K | 0.06% |
| NELSON INSURANCE AGENCY3 Filed as: NELSON INSURANCE AGENCY INC | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC. | $963 | $162 | $1K | 0.05% |
| EMPLOYEE BENEFIT ASSOCIATES, INC.3 Filed as: EMPLOYEE BENEFIT ASSOCIATES | 1029 MONARCH ST, STE 130 LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC. | $818 | $110 | $928 | 0.04% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC. | $903 | — | $903 | 0.04% |
| MEDLINK INC3 Filed as: MEDLINK | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $542 | $196 | $738 | 0.04% |
| INSURANCE WORKS INC3 | 103 WIND HAVEN DRIVE, STE 200 NICHOLASVILLE, KY 40356 | HUMANA HEALTH PLAN, INC. | $619 | — | $619 | 0.03% |
| FORSYTHE & ASSOCIATES INC3 | P.O. BOX 55287 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $473 | — | $473 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE AGENCY | 9300 SHELBYVILLE RD, STE 1004 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $408 | $32 | $440 | 0.02% |
| MAVERICK INSURANCE3 | 9780 ORMSBY STATION RD, STE 1500 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $356 | $60 | $416 | 0.02% |
| CHUCK BERRY INSURANCE AGENCY3 | 1795 ALYSHEBA WAY, STE 4202 LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $187 | — | $187 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 652 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 652 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 519 | $2.1M |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 519 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 519 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.