Welfare broker

ENERGY INSURANCE AGENCY INC

Mailing address (most recent filing)

PO BOX 1237

MAUMEE, OH 43537

Carrier mix

Where ENERGY INSURANCE AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$1.8M	28.6%
SIDECAR HEALTH INSURANCE COMPANY	1	$907K	14.3%
MEDICAL MUTUAL	1	$572K	14.3%
HUMANA INSURANCE COMPANY	1	$3.3M	14.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$144K	14.3%
ANTHEM LIFE INSURANCE COMPANY	1	$1.1M	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	4	$2.8M	0.0%	4.41x
KY	3	$5.1M	0.1%	8.44x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ENERGY INSURANCE AGENCY INC's plans by broker comp / premium ratio. Median 8.97% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of ENERGY INSURANCE AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where ENERGY INSURANCE AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMMERCE LEXINGTON, INC. MINING, CONSTRUCTION & MANUFACTURING SUB-ASSO COMMERCE LEXINGTON, INC. MINING, CONSTRUCTION & MANUFACTURING SUB-ASSOCIATION, LTD GROUP HEALTH BENEFIT PLAN	KY	$3.3M	$152K	HUMANA HEALTH PLANS, INC.
SB FINANCIAL GROUP SB FINANCIAL GROUP, INC. WELFARE BENEFIT PLAN	OH	$572K	$116K	MEDICAL MUTUAL OF OHIO
HAWKSTONE ASSOCIATES, INC. DBA TRIUMPH ENERGY HAWKSTONE ASSOCIATES, INC. DBA TRIUMPH ENERGY EMPLOYEE BENEFITS PLAN	OH	$1.1M	$104K	UNITEDHEALTHCARE INSURANCE COMPANY
PRO-PAK INDUSTRIES PRO-PAK INDUSTRIES EMPLOYEE BENEFITS PLAN	OH	$907K	$81K	SIDECAR HEALTH INSURANCE COMPANY
ROADHOUSE MANAGEMENT, LLC DBA TEXAS ROADHOUSE TEXAS ROADHOUSE DBA ROADHOUSE MANAGEMENT, LLC HEALTH AND WELFARE PLAN	KY	$1.1M	$37K	ANTHEM HEALTH PLANS OF KENTUCKY, INC.
PHILLIPS DIVERSIFED MANUFACTURING, INC. PHILLIPS DIVERSIFIED MANUFACTURING, INC.	KY	$683K	$29K	UNITEDHEALTHCARE INSURANCE COMPANY
TRI-STATE EXPEDITED SERVICE, INC. TRI-STATE EXPEDITED SERVICE, INC. HEALTH BENEFITS PLAN	OH	$144K	$17K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA