Welfare broker

BETTER SOURCE BENEFIT COMPANY INC

Mailing address (most recent filing)

340 CLIFTY ST STE 4

SOMERSET, KY 425011670

Total comp: $47K
Commissions: $42K
Fees: $5K
Filings: 6
Sponsors: 6

Carrier mix

Where BETTER SOURCE BENEFIT COMPANY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
PAN-AMERICAN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$182K	50.0%
PAN-AMERICAN LIFE INSURANCE COMPANY	1	$480K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	2	$662K	0.0%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BETTER SOURCE BENEFIT COMPANY INC's plans by broker comp / premium ratio. Median 9.86% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BETTER SOURCE BENEFIT COMPANY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BETTER SOURCE BENEFIT COMPANY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KCEOC COMMUNITY ACTION PARTNERSHIP KCEOC COMMUNITY ACTION PARTNERSHIP EMPLOYEE BENEFIT PLAN	KY	$480K	$33K	PAN AMERICAN LIFE INSURANCE COMPANY
FAITH HEALTHCARE, INC. FAITH HEALTHCARE, INC. HEALTH & WELFARE PLAN	KY	$182K	$23K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$182K

50.0%

PAN-AMERICAN LIFE INSURANCE COMPANY

$480K

50.0%

State

Plans

Premium

State share

Index

$662K

0.0%

19.70x

Sponsor

Loc

Premium

Comp

Carrier

KCEOC COMMUNITY ACTION PARTNERSHIP

KCEOC COMMUNITY ACTION PARTNERSHIP EMPLOYEE BENEFIT PLAN

$480K

$33K

PAN AMERICAN LIFE INSURANCE COMPANY

FAITH HEALTHCARE, INC.

FAITH HEALTHCARE, INC. HEALTH & WELFARE PLAN

$182K

$23K

PRINCIPAL LIFE INSURANCE COMPANY