Welfare broker

EMPLOYEE BENEFIT ASSOCIATES, INC.

Mailing address (most recent filing)

P O BOX 910650

LEXINGTON, KY 40591

Total comp: $90K
Commissions: $81K
Fees: $9K
Filings: 10
Sponsors: 10

Carrier mix

Where EMPLOYEE BENEFIT ASSOCIATES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY33.3%
DELTA DENTAL OF CALIFORNIA33.3%
ANTHEM LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$68K	33.3%
DELTA DENTAL OF CALIFORNIA	1	$277K	33.3%
ANTHEM LIFE INSURANCE COMPANY	1	$560K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	3	$905K	0.1%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYEE BENEFIT ASSOCIATES, INC.'s plans by broker comp / premium ratio. Median 8.06% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of EMPLOYEE BENEFIT ASSOCIATES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where EMPLOYEE BENEFIT ASSOCIATES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUMMIT BIOSCIENCES, INC. SUMMIT BIOSCIENCES HEALTH AND WELFARE PLAN	KY	$560K	$30K	ANTHEM HEALTH PLANS OF KY, INC.
LAFAYETTE ENGINEERING, INC. LAFAYETTE ENGINEERING HEALTH & WELFARE PLAN	KY	$277K	$22K	DELTA DENTAL OF KENTUCKY
SAYRE COLLEGE DBA SAYRE SCHOOL SAYRE COLLEGE DBA SAYRE SCHOOL GROUP INSURANCE	KY	$68K	$12K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$68K

33.3%

DELTA DENTAL OF CALIFORNIA

$277K

33.3%

ANTHEM LIFE INSURANCE COMPANY

$560K

33.3%

State

Plans

Premium

State share

Index

$905K

0.1%

19.70x

Sponsor

Loc

Premium

Comp

Carrier

SUMMIT BIOSCIENCES, INC.

SUMMIT BIOSCIENCES HEALTH AND WELFARE PLAN

$560K

$30K

ANTHEM HEALTH PLANS OF KY, INC.

LAFAYETTE ENGINEERING, INC.

LAFAYETTE ENGINEERING HEALTH & WELFARE PLAN

$277K

$22K

DELTA DENTAL OF KENTUCKY

SAYRE COLLEGE DBA SAYRE SCHOOL

SAYRE COLLEGE DBA SAYRE SCHOOL GROUP INSURANCE

$68K

$12K

UNITED OF OMAHA LIFE INSURANCE COMPANY