| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC. | $9K | $2K | $11K | 0.78% |
| CORNERSTONE-CBISA3 | 2101 FLORENCE AVENUE CINCINNATI, OH 45206 | HUMANA HEALTH PLAN, INC. | $8K | $2K | $10K | 0.71% |
| INSURANCE WORKS INC3 | 103 WIND HAVEN DRIVE, STE 200 NICHOLASVILLE, KY 40356 | HUMANA HEALTH PLAN, INC. | $9K | $1K | $10K | 0.68% |
| ENERGY INSURANCE AGENCY INC3 Filed as: ENERGY INSURANCE AGENCY | P.O. BOX 55268 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $6K | $302 | $7K | 0.47% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE | 13800 JACKSON ROAD MISHAWAKA, IN 46544 | HUMANA HEALTH PLAN, INC. | $6K | — | $6K | 0.39% |
| C. KENTON PHILLIPPI3 | P.O. BOX 22126 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC. | $5K | $750 | $5K | 0.37% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY | 360 E. VINE STREET, STE 200 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $3K | $1K | $4K | 0.31% |
| EMPLOYER BENEFIT SERVICES LTD3 Filed as: EMPLOYER BENEFIT SERVICES | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32117 | HUMANA HEALTH PLAN, INC. | $3K | $68 | $3K | 0.24% |
| PIKE & PRESTON LLC3 | 444 E. MAIN STREET, STE 204 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $2K | $1K | $3K | 0.23% |
| TOOHEY INSURANCE SERVICES LLC3 Filed as: TOOHEY INSURANCE | P.O. BOX 1265 SOMERSET, KY 42502 | HUMANA HEALTH PLAN, INC. | $1K | $750 | $2K | 0.15% |
| HYLANT GROUP INC3 Filed as: HYLAND, BLOCK & HYLAND | 9750 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $1K | $82 | $1K | 0.08% |
| GULIAN BLANTON AGENCY3 | 144 MOCKINGBIRD LANE WILMORE, KY 40390 | HUMANA HEALTH PLAN, INC. | $959 | $75 | $1K | 0.07% |
| ACCRETIVE WHOLESALE INSURANCE SERVI3 Filed as: ACCRETIVE WHOLESALE INSURANCE | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $702 | $92 | $794 | 0.06% |
| FORSYTHE & ASSOCIATES INC3 Filed as: FORSYTHE & ASSOCIATES | P.O. BOX 55287 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $709 | — | $709 | 0.05% |
| WILLIAM NEIKIRK3 | 301 HIGHWAY 3091 SOMERSET, KY 42503 | HUMANA HEALTH PLAN, INC. | $500 | $19 | $519 | 0.04% |
| FOUNDATION RISK PARTNERS CORP3 | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32117 | HUMANA HEALTH PLAN, INC. | $469 | — | $469 | 0.03% |
| AL TORSTRICK INS AGENCY INC3 Filed as: AL TORSTRICK INSURANCE AGENCY | 13800 JACKSON ROAD MISHAWAKA, IN 46544 | HUMANA HEALTH PLAN, INC. | $430 | — | $430 | 0.03% |
| AGENTLINK3 | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $329 | $34 | $363 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 214 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 345 | $1.4M |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 345 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 345 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.