| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PIKE & PRESTON LLC3 Filed as: PIKE & PRESTON, LLC | 444 EAST MAIN STREET STE 204 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $7K | $184 | $7K | 0.92% |
| GRIFFITH-CATLETT-HAMPTON INC.3 Filed as: GRIFFITH-CATLETT-HAMPTON INC | 2250 THUNDERSTICK DRIVE, STE 1104 LEXINGTON, KY 40505 | HUMANA HEALTH PLAN, INC. | $6K | $77 | $6K | 0.78% |
| BETTER SOURCE BENEFIT COMPANY INC3 Filed as: BETTER SOURCE BENEFIT COMPANY, INC | 340 CLIFTY STREET STE 4 SOMERSET, KY 42501 | HUMANA HEALTH PLAN, INC. | $5K | $81 | $5K | 0.60% |
| THE EMPLOYERS BENEFIT GROUP, LLC3 Filed as: EMPLOYERS BENEFIT SERVICES, INC | P.O. BOX 22111 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC. | $4K | $418 | $4K | 0.55% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC. | $3K | $611 | $4K | 0.51% |
| MCGRIFF INSURANCE SERVICES INC3 | 38 ROUSS AVENUE, STE 100 WINCHESTER, VA 22601 | HUMANA HEALTH PLAN, INC. | $820 | $2K | $2K | 0.30% |
| JASON YOUNG & ASSOCIATES3 | 131 PROSPEROUS PLACE, STE 14A LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $1K | $18 | $1K | 0.16% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE SOLUTIONS LLC | 9700 ORMSBY STATION ROAD, STE 200 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $922 | $323 | $1K | 0.16% |
| SCHNEIDER INSURANCE SERVICES, INC.3 Filed as: SCHNEIDER INSURANCE SERVICES INC | P.O. BOX 2236 MIDDLESBORO, KY 40965 | HUMANA HEALTH PLAN, INC. | $1K | — | $1K | 0.14% |
| NELSON INSURANCE AGENCY3 Filed as: NELSON INSURANCE AGENCY INC | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC. | $508 | $542 | $1K | 0.13% |
| AL TORSTRICK INS AGENCY INC3 | 343 WALLER AVENUE, STE 101 LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC. | $486 | $525 | $1K | 0.13% |
| INSURANCE WORKS INC3 | 103 WIND HAVEN DRIVE, STE 200 NICHOLASVILLE, KY 40356 | HUMANA HEALTH PLAN, INC. | $964 | — | $964 | 0.12% |
| THE EMPLOYERS BENEFIT GROUP, LLC3 Filed as: EMPLOYERS BENEFIT SERVICES INC | 1029 MONARCH STREET, STE 130 LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC. | $549 | $36 | $585 | 0.07% |
| MAVERICK INSURANCE3 | 9780 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $148 | $15 | $163 | 0.02% |
| FORSYTHE & ASSOCIATES INC3 | P.O. BOX 55287 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $118 | — | $118 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 249 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 161 | $798K |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 161 | $798K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.