| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE RD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $104K | $16K | $120K | 0.76% |
| BENJAMIN BYRNE & ASSOCIATES3 Filed as: BENJAMIN BYRNE & ASSOCIATES LLC | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $63K | $12K | $74K | 0.47% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $49K | $10K | $59K | 0.37% |
| E M FORD & CO LLC3 Filed as: EM FORD | 600 FREDERICA STREET OWENSBORO, KY 42301 | HUMANA HEALTH PLAN, INC | $50K | $4K | $54K | 0.34% |
| THE LIFE ASSOCIATES INC3 | P.O. BOX 226 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC | $46K | — | $46K | 0.29% |
| SCHWARTZ AND ASSOCIATES INC.3 Filed as: SCHWARTZ INSURANCE GRP | 2950 BRECKINRIDGE LANE, STE 8A LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $28K | $2K | $30K | 0.19% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC | 1151 RED MILE ROAD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC | $26K | $2K | $28K | 0.18% |
| ZINSER BENEFIT SERVICES INC3 | 330 N. EVERGREEN ROAD, STE 6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $23K | $1K | $24K | 0.15% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE | 9300 SHELBYVILLE RD, STE 1004 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $18K | $2K | $21K | 0.13% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 435 N. WHITTINGTON PKWY, STE 300 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $18K | $2K | $20K | 0.13% |
| WLA INSURANCE LLC3 Filed as: WLA INSURANCE | 1246 S. THIRD ST LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $16K | $4K | $20K | 0.13% |
| STERLING G THOMPSON COMPANY LLC3 Filed as: STERLING G THOMPSON CO | 3006 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $19K | $346 | $20K | 0.13% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 2600 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $18K | $1K | $19K | 0.12% |
| FSAB LLC3 | 620 S. 3RD STREET, STE 102 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $19K | — | $19K | 0.12% |
| INSURAMAX INC3 | 805 N. WHITTINGTON PKWY, STE 150 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $15K | $3K | $18K | 0.11% |
| SOLUTIONS FIRST3 | P.O. BOX 231 CENTRAL CITY, KY 42330 | HUMANA HEALTH PLAN, INC | $17K | $1K | $18K | 0.11% |
| HYLANT GROUP INC3 Filed as: HYLAND BLOCK & HYLAND | 9750 ORMSBY STATION RD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $13K | $4K | $17K | 0.11% |
| FOUNDATION RISK PARTNERS CORP3 Filed as: FOUNDATION RISK PARTNERS | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32117 | HUMANA HEALTH PLAN, INC | $13K | $2K | $15K | 0.09% |
| ACCRETIVE WHOLESALE INSURANCE SERVI3 Filed as: ACCRETIVE WHOLESALE INS SERVICES | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $12K | $3K | $15K | 0.09% |
| CIS INSURANCE & INVESTMENTS3 Filed as: CIS INSURANCE | 550 S. 5TH STREET, STE 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $12K | $1K | $14K | 0.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2850 GOLF ROAD, 4TH FL ROLLING MEADOWS, IL 60008 | HUMANA HEALTH PLAN, INC | $10K | $881 | $11K | 0.07% |
| ASSUREDPARTNERS3 Filed as: SHEPHERD INSURANCE | 111 CONGRESSIONAL BLVD, STE 100 CARMEL, IN 46032 | HUMANA HEALTH PLAN, INC | $10K | $2K | $11K | 0.07% |
| THE UNDERWRITERS GROUP INC3 Filed as: THE UNDERWRITERS GROUP | P.O. BOX 23790 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $9K | $1K | $11K | 0.07% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 3620 BLACKISTON BLVD, STE 100 NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $7K | $858 | $8K | 0.05% |
| CBISA REACQUISITION CORP3 Filed as: CBISA REACQUISITION | 2101 FLORENCE AVE CINCINNATI, OH 45206 | HUMANA HEALTH PLAN, INC | $6K | $1K | $8K | 0.05% |
| HIGGINS INSURANCE INC3 Filed as: HIGGINS INSURANCE, INC | P.O. BOX 552 HOPKINSVILLE, KY 42241 | HUMANA HEALTH PLAN, INC | $7K | — | $7K | 0.04% |
| RH CLARKSON FINANCIAL SERVICES, INC3 Filed as: CLARKSON INSURANCE GROUP | P.O. BOX 70529 LOUISVILLE, KY 40270 | HUMANA HEALTH PLAN, INC | $6K | — | $6K | 0.04% |
| ASSUREDPARTNERS3 Filed as: SHEPHERD INSURANCE LLC | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $6K | — | $6K | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE | 13101 MAGISTERIAL DRIVE, STE 200 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $5K | — | $5K | 0.03% |
| CALLISTUS SMITH AGENCY, INC3 Filed as: CALLISTUS SMITH AGENCY | 3415 PAOLI PIKE FLOYDS KNOBS, IN 47119 | HUMANA HEALTH PLAN, INC | $4K | $273 | $5K | 0.03% |
| WESSEL INSURANCE3 Filed as: WESSEL INSURANCE AGENCY | 4101 CANE RUN RD LOUISVILLE, KY 40216 | HUMANA HEALTH PLAN, INC | $3K | $1K | $4K | 0.03% |
| NELSON INSURANCE AGENCY3 | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $4K | $300 | $4K | 0.03% |
| EMPLOYEE BENEFIT ASSOCIATES, INC.3 Filed as: EMPLOYEE BENEFIT ASSOCIATES | 1029 MONARCH ST, STE 130 LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC | $4K | $298 | $4K | 0.02% |
| AGENT LINK3 | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $3K | $296 | $3K | 0.02% |
| BENESOLVE LLC3 | 13200 OLD HENRY ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $3K | — | $3K | 0.02% |
| KIW INSURANCE LLC3 | 10610 WATTERSON CENTER CT, STE 102 LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $3K | — | $3K | 0.02% |
| KENTUCKY HOSPITAL SERVICE CO3 Filed as: KENTUCKY SOUTHERN INSURANCE | 129 EVERGREEN RD, STE C LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $3K | — | $3K | 0.02% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE | 13800 JACKSON ROAD MISHAWAKA, IN 46544 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.01% |
| WEALTH MGMT GRP3 Filed as: WEALTH MANAGEMENT GROUP | 822 NORTHGATE BLVD, STE 10 NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $1K | $100 | $1K | 0.01% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $540 | — | $540 | 0.00% |
| GREEN & HALLIBURTON INC3 | 521 BARRET AVENUE LOUISVILLE, KY 40204 | HUMANA HEALTH PLAN, INC | $442 | — | $442 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,456 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,456 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 3,452 | $15.8M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 3,452 | $15.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,452 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.