| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENJAMIN BYRNE & ASSOCIATES3 Filed as: BENJAMIN BYRNE & ASSOCIATES LLC | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $33K | $5K | $38K | 0.53% |
| ZINSER BENEFIT SERVICES INC3 | 330 N. EVERGREEN ROAD, STE 6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $27K | $2K | $30K | 0.41% |
| STERLING G THOMPSON COMPANY LLC3 Filed as: STERLING G THOMPSON CO | 545 SOUTH 3RD STREET, STE 300 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $27K | $2K | $29K | 0.40% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $21K | $6K | $27K | 0.38% |
| SCHWARTZ AND ASSOCIATES INC.3 Filed as: SCHWARTZ INSURANCE GRP | 2950 BRECKINRIDGE LANE, STE 8A LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $16K | $673 | $17K | 0.24% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE SOLUTIONS | 9700 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $14K | $2K | $16K | 0.23% |
| INSURANCE SPECIALISTS LLC3 Filed as: INSURANCE SPECIALISTS | 2200 GREENE WAY LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $14K | $994 | $15K | 0.21% |
| MEDLINK INC3 | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $11K | $2K | $13K | 0.18% |
| HIGGINS INSURANCE INC3 Filed as: HIGGINS INSURANCE, INC | P.O. BOX 552 HOPKINSVILLE, KY 42241 | HUMANA HEALTH PLAN, INC | $12K | $954 | $13K | 0.18% |
| CIS INSURANCE & INVESTMENTS3 Filed as: CIS INSURANCE | 550 S. 5TH STREET, STE 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $11K | $2K | $13K | 0.18% |
| GARRETT-STOTZ COMPANY3 Filed as: GARRETT STOTZ | 1601 ALLIANT AVE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $10K | $478 | $11K | 0.15% |
| NELSON INSURANCE AGENCY3 | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $8K | $2K | $10K | 0.14% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 2600 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $8K | $807 | $9K | 0.13% |
| GREEN & HALLIBURTON INC3 | 521 BARRET AVENUE LOUISVILLE, KY 40204 | HUMANA HEALTH PLAN, INC | $7K | — | $7K | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE | 13101 MAGISTERIAL DRIVE, STE 200 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $6K | $327 | $7K | 0.09% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC | $5K | $913 | $6K | 0.08% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE RD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $5K | $500 | $6K | 0.08% |
| VANZANDT EMRICH & CARY3 | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC | $4K | $1K | $5K | 0.07% |
| THE BENEFITS FIRM3 | 620 S. THIRD ST, STE 102 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $4K | — | $4K | 0.06% |
| CALLISTUS SMITH AGENCY, INC3 | 3415 PAOLI PIKE FLOYDS KNOBS, IN 47119 | HUMANA HEALTH PLAN, INC | $4K | $84 | $4K | 0.06% |
| THE UNDERWRITERS GROUP INC3 Filed as: THE UNDERWRITERS GROUP | P.O. BOX 23790 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $3K | $284 | $3K | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE | 9300 SHELBYVILLE RD, STE 1004 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $3K | $204 | $3K | 0.04% |
| CURNEAL AND HIGNITE INSURANCE, INC.3 Filed as: CURNEAL HIGNITE | 410 RING RD ELIZABETHTOWN, KY 42701 | HUMANA HEALTH PLAN, INC | $3K | $145 | $3K | 0.04% |
| KIW INSURANCE LLC3 | 10610 WATTERSON CENTER CT, STE 102 LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $2K | $279 | $3K | 0.04% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT INSURANCE | 1151 RED MILE RD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.03% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 1925 FREDERICA ST OWENSBORO, KY 42301 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.03% |
| INSURAMAX INC3 | 2200 GREENE WAY LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $2K | $97 | $2K | 0.03% |
| HOLLAND STIVERS EMPLOYER SOLUTIONS3 Filed as: HOLLAND STIVERS & ASSOCIATES | 2660 OLIVET CHURCH RD, STE 1 PADUCAH, KY 42001 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.03% |
| WESSEL INSURANCE3 | 4101 CANE RUN RD LOUISVILLE, KY 40216 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.03% |
| WLA INSURANCE LLC3 Filed as: WLA INSURANCE | 1246 S. THIRD ST LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $2K | $102 | $2K | 0.02% |
| SOLUTIONS FIRST3 | P.O. BOX 231 CENTRAL CITY, KY 42330 | HUMANA HEALTH PLAN, INC | $2K | $56 | $2K | 0.02% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND | P.O. BOX 427 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC | $1K | $36 | $1K | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: KNAPP MILLER BROWN | P.O. BOX 368 SALEM, IN 47167 | HUMANA HEALTH PLAN, INC | $1K | — | $1K | 0.02% |
| EMPLOYEE BENEFIT ASSOCIATES, INC.3 Filed as: EMPLOYEE BENEFIT ASSOCIATES | 1029 MONARCH ST, STE 130 LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC | $944 | $72 | $1K | 0.01% |
| HORN & FRANCE3 | P.O. BOX 1331 OWENSBORO, KY 42302 | HUMANA HEALTH PLAN, INC | $967 | — | $967 | 0.01% |
| ALTSMAN INSURANCE SERVICES3 | 1246 S. THIRD ST LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $815 | $103 | $918 | 0.01% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE HUNT | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $883 | — | $883 | 0.01% |
| LAWTON INSURANCE3 | P.O. BOX 231 CENTRAL CITY, KY 42330 | HUMANA HEALTH PLAN, INC | $690 | $22 | $712 | 0.01% |
| HYLANT GROUP INC3 Filed as: HYLAND BLOCK & HYLAND | 1250 S. THIRD ST LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $615 | — | $615 | 0.01% |
| BENESOLVE LLC3 | 713 TUCKER STATION RD LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $515 | — | $515 | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 3620 BLACKISTON BLVD NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $185 | — | $185 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,037 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,037 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 1,503 | $7.2M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 1,503 | $7.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,503 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.