Welfare broker

HOLLAND STIVERS EMPLOYER SOLUTIONS

Mailing address (most recent filing)

2660 OVILET CHURCH ROAD, STE 1

PADUCAH, KY 42001

Total comp: $51K
Commissions: $44K
Fees: $7K
Filings: 7
Sponsors: 7

Carrier mix

Where HOLLAND STIVERS EMPLOYER SOLUTIONS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NOVA HEALTHCARE ADMINISTRATORS, INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NOVA HEALTHCARE ADMINISTRATORS, INC.	1	$562K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	1	$562K	0.0%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HOLLAND STIVERS EMPLOYER SOLUTIONS's plans by broker comp / premium ratio. Median 3.10% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HOLLAND STIVERS EMPLOYER SOLUTIONS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HOLLAND STIVERS EMPLOYER SOLUTIONS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE PADUCAH BANK & TRUST COMPANY, INC. THE PADUCAH BANK & TRUST COMPANY, INC. WRAP PLAN	KY	$562K	$17K	NOVA HEALTHCARE ADMINISTRATORS, INC

Carrier

Plans

Premium

NOVA HEALTHCARE ADMINISTRATORS, INC.

$562K

100.0%

State

Plans

Premium

State share

Index

$562K

0.0%

19.70x

Sponsor

Loc

Premium

Comp

Carrier

THE PADUCAH BANK & TRUST COMPANY, INC.

THE PADUCAH BANK & TRUST COMPANY, INC. WRAP PLAN

$562K

$17K

NOVA HEALTHCARE ADMINISTRATORS, INC