| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANCED BENEFIT INC3 | 2448 N MERRITT CREEK LOOP COEUR D ALENE, ID 838144953 | PRINCIPAL LIFE INSURANCE COMPANY | $14K | $5K | $19K | 9.29% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2448 N MERRIT CRK LOOP COEUR D ALENE, ID 838144953 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.87% |
| MATTHEW JAMES BARRINGER3 | 10672 W ALLIANCE ST BOISE, ID 83713 | AFLAC | $8K | $443 | $9K | 5.33% |
| DONALD L REIMAN3 Filed as: DONALD REIMAN | 2600 W ROSE HILL ST STE 206 BOISE, ID 83705 | AFLAC | $7K | $0 | $7K | 4.61% |
| MARK DUNN3 | 2734 N RETIREMENT LN APT C BOISE, ID 83704 | AFLAC | $6K | $458 | $7K | 4.29% |
| KIRSTEN BARRINGER3 | 10672 W ALLIANCE ST BOISE, ID 83713 | AFLAC | $3K | $181 | $3K | 1.75% |
| JACQUELINE VAN SCYOC3 Filed as: JACQUELINE D WINTERTON | 11 BETHEL RD HORSESHOE BEND, ID 83629 | AFLAC | $2K | $24 | $2K | 1.11% |
| RICHARD R KIMBROUGH3 | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $1K | $144 | $1K | 0.83% |
| SIMON E TAUTALA3 | 2955 N WATERBROOK AVE STAR, ID 83669 | AFLAC | $1K | — | $1K | 0.63% |
| DONALD L REIMAN3 | 2600 W ROSE HILL STSTE 206 BOISE, ID 83705 | AFLAC | $588 | $0 | $588 | 0.37% |
| JULIE RENE MULDER3 | 7880 W APACHE WAY BOISE, ID 83714 | AFLAC | $567 | — | $567 | 0.35% |
| MARK L DUNN3 | 2734 N RETIREMENT LN APT C BOISE, ID 83704 | AFLAC | $487 | $0 | $487 | 0.30% |
| HILLARY EYRE3 | 7760 W BAYHILL ST BOISE, ID 83704 | AFLAC | $423 | $0 | $423 | 0.26% |
| SHANE F LAMAY3 | 4380 TRAILS DR SARASOTA, FL 34232 | AFLAC | $338 | $0 | $338 | 0.21% |
| ALLEN C WILLIAMSON3 | 24285 STAFFORD RD CALDWELL, ID 83607 | AFLAC | $338 | $0 | $338 | 0.21% |
| SHANE ROBERTSON3 | 181 E COPPER RIDGE ST MERIDIAN, ID 83646 | AFLAC | $296 | $0 | $296 | 0.18% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | AFLAC | $272 | $0 | $272 | 0.17% |
| DENNIS S HANSEN3 | 210 HAMPTON LN IDAHO FALLS, ID 83404 | AFLAC | $176 | $0 | $176 | 0.11% |
| VINCENT CHARLES MCDOWELL3 | 5290 E 3610 N MURTAUGH, ID 83344 | AFLAC | $174 | $0 | $174 | 0.11% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | 6052 SAWGRASS ST SE SALEM, OR 97306 | AFLAC | $157 | $0 | $157 | 0.10% |
| JL & ASSOCIATES INC3 | 134 W SOUTH BOUNDARY ST STE A PERRYSBURG, OH 43551 | AFLAC | $148 | $0 | $148 | 0.09% |
| KEVIN B SORIA3 | 7904 S PENNSYLVANIA DR LITTLETON, CO 80122 | AFLAC | $144 | $0 | $144 | 0.09% |
| LESLIE J BAILEY3 | 4234 N PORTAGE AVE MERIDIAN, ID 83646 | AFLAC | $141 | $0 | $141 | 0.09% |
| REUEL S DAVIS3 | 696 E BONITA CANYON ST MERIDIAN, ID 83646 | AFLAC | $113 | $0 | $113 | 0.07% |
| ANDREW PRINCE LOVINGIER3 | 1817 BLOYD ST KELSO, WA 98626 | AFLAC | $97 | $0 | $97 | 0.06% |
| CRAIG A HOPKINS3 | 3030 E FERN BROOK DR EAGLE, ID 83616 | AFLAC | $55 | $0 | $55 | 0.03% |
| ANDRE LAFLAMME3 | 9007 46TH COURT NW GIG HARBOR, WA 98335 | AFLAC | $54 | $0 | $54 | 0.03% |
| CASEY DALE HOBSON3 | 13320 W REDWICK DR BOISE, ID 83713 | AFLAC | $49 | $0 | $49 | 0.03% |
| JOHN H MINEGAR3 | 1230 E SNOW HOLE DR MERIDIAN, ID 83642 | AFLAC | $49 | $0 | $49 | 0.03% |
| SABRINA LORD STREMCHA3 | 2502 N GREENWOOD ST LA GRANDE, OR 97850 | AFLAC | $46 | $0 | $46 | 0.03% |
| TERRYL G ROEMER3 | 75 WEST 400 SOUTH JEROME, ID 83338 | AFLAC | $36 | $0 | $36 | 0.02% |
| CARLY R WALTON3 | 2364 E 3600 N TWIN FALLS, ID 83301 | AFLAC | $25 | $0 | $25 | 0.02% |
| ALMA IKIC3 | 7052 HEARTLAND WAY SAN JOSE, CA 95135 | AFLAC | $20 | $0 | $20 | 0.01% |
| LINDA TOWNSEND3 | 13938 HOLCOMB BLVD OREGON CITY, OR 97045 | AFLAC | $12 | $0 | $12 | 0.01% |
| ALEX C MARTI3 | 516 E ROCKINGHAM DR EAGLE, ID 83616 | AFLAC | $11 | $0 | $11 | 0.01% |
| ELLWINS INSURANCE COMPANY3 Filed as: ELLWINS INSURANCE COMPANY, INC | 560 FILER AVE STE A TWIN FALLS, ID 83301 | AFLAC | $11 | $0 | $11 | 0.01% |
| PETER JAMES SARANTIS3 | 5509 SNOWBRUSH DR ROCKLIN, CA 95677 | AFLAC | $6 | $0 | $6 | 0.00% |
| JOSEPH P TYRRELL3 | 468 E FOREST RIDGE DR MERIDIAN, ID 83642 | AFLAC | $1 | $0 | $1 | 0.00% |
| ADVANCED BENEFIT INC3 | 2448 N MERRITT CREEK LOOP COEUR D ALENE, ID 838146215 | WILLAMETTE DENTAL OF IDAHO INC | $10K | — | $10K | 7.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHCARE MANAGEMENT ADMINISTRATOR EIN 91-1333840 NONE | Contract Administrator Service code 13 | — | $193K |
| ALLIANT INSURANCE/ADVANCED BENEFITS EIN 82-0514139 NONE | Insurance agents and brokers Service code 22 | — | $78K |
| NAVITUS HEALTH SOLUTIONS EIN 04-3608530 NONE | Contract Administrator Service code 13 | — | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 385 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 385 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | WILLAMETTE DENTAL OF IDAHO INC | 280 | $130K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 385 | $208K |
| Short-term disability | AFLAC | 253 | $160K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 385 | $208K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE HCC | 376 | $733K |
| Other | AFLAC | 253 | $160K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.