| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ECHELON GROUP INC3 Filed as: ECHELON GROUP, INC | 408 E PARKCENTER BLVD #330 BOISE, ID 83706 | CIGNA | $59K | — | $59K | 26.10% |
| ECHELON GROUP INC3 | 408 E PARKCENTER BLVD STE 330 BOISE, ID 83706 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | — | $12K | 7.19% |
| ECHELON GROUP INC3 | 408 E PARKCENTER BLVD STE 330 BOISE, ID 83706 | WILLAMETTE DENTAL OF IDAHO INC | $7K | — | $7K | 7.50% |
| MARK L DUNN3 | 2734 N RETIREMENT LN APT C BOISE, ID 83704 | AFLAC | $3K | $193 | $3K | 3.70% |
| DONALD L REIMAN3 | 2600 W ROSE HILL ST STE 206 BOISE, ID 83705 | AFLAC | $3K | $29 | $3K | 3.01% |
| HILLARY EYRE3 | 7265 W POTOMAC DR STE D BOISE, ID 83704 | AFLAC | $2K | $160 | $3K | 2.78% |
| JULIE RENE MULDER3 | 7880 W APACHE WAY BOISE, ID 83714 | AFLAC | $2K | $156 | $2K | 2.67% |
| ALLEN C WILLIAMSON3 | 24285 STAFFORD RD CALDWELL, ID 83607 | AFLAC | $2K | $114 | $2K | 1.80% |
| LOCKWOOD INSURANCE3 | 1426 E IRON EAGLE DR EAGLE, ID 83616 | AFLAC | $554 | — | $554 | 0.61% |
| SHANE ROBERTSON3 | 181 E COPPER RIDGE ST MERIDIAN, ID 83646 | AFLAC | $505 | — | $505 | 0.55% |
| DENNIS S HANSEN3 | 210 HAMPTON LN IDAHO FALLS, ID 83404 | AFLAC | $405 | $14 | $419 | 0.46% |
| DENNIS S HANSEN3 | 1426 E IRON EAGLE DR EAGLE, ID 83616 | AFLAC | $236 | $89 | $325 | 0.36% |
| KEVIN B SORIA3 | 815 S BRIDGE WAY PL STE 100 EAGLE, ID 83616 | AFLAC | $302 | — | $302 | 0.33% |
| LESLIE J BAILEY3 | 4234 N PORTAGE AVE MERIDIAN, ID 83646 | AFLAC | $269 | — | $269 | 0.29% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | 7180 SW FIR LOOP STE 250 TIGARD, OR 97223 | AFLAC | $255 | — | $255 | 0.28% |
| REUEL S DAVIS3 | 7265 W POTOMAC DR STE A BOISE, ID 83704 | AFLAC | $255 | — | $255 | 0.28% |
| ANDREW PRINCE LOVINGIER3 | 1817 BLOYD ST KELSO, WA 98626 | AFLAC | $252 | — | $252 | 0.28% |
| JOHN H MINEGAR3 | 1230 E SNOW HOLE DR MERIDIAN, ID 83642 | AFLAC | $203 | — | $203 | 0.22% |
| CRAIG A HOPKINS3 | 1426 E IRON EAGLE DR EAGLE, ID 83616 | AFLAC | $191 | — | $191 | 0.21% |
| JL & ASSOCIATES INC3 | 1426 E IRON EAGLE DR EAGLE, ID 83616 | AFLAC | $190 | — | $190 | 0.21% |
| CASEY DALE HOBSON3 | 13320 W REDWICK DR BOISE, ID 83713 | AFLAC | $116 | — | $116 | 0.13% |
| ANDRE LAFLAMME3 | 9007 46TH COURT NW GIG HARBOR, WA 98335 | AFLAC | $111 | — | $111 | 0.12% |
| ALEX C MARTI3 | 516 E ROCKINGHAM DR EAGLE, ID 83616 | AFLAC | $43 | — | $43 | 0.05% |
| MICHELLE S CARHILL (SHELLEY)3 | 653 LAURELWOOD AVE IDAHO FALLS, ID 83401 | AFLAC | $33 | — | $33 | 0.04% |
| TERRYL G ROEMER3 | 75 WEST 400 SOUTH JEROME, ID 83338 | AFLAC | $31 | — | $31 | 0.03% |
| DARLA A WEBER CONNELLY3 | PO BOX 207 NEW MEADOWS, ID 83654 | AFLAC | $27 | — | $27 | 0.03% |
| CARLY R WALTON3 | 743 COLLEGE DRIVE TWIN FALLS, ID 83301 | AFLAC | $22 | — | $22 | 0.02% |
| ELLWINS INSURANCE COMPANY3 | 560 FILER AVE STE A TWIN FALLS, ID 83303 | AFLAC | $9 | — | $9 | 0.01% |
| STEVEN K BRINGHURST3 | 536 W BAYHILL DR NAMPA, ID 83686 | AFLAC | $6 | — | $6 | 0.01% |
| DAVID V PAYNE3 | 225 EAGLE CT MONROE, MI 48162 | AFLAC | $5 | — | $5 | 0.01% |
| PETER JAMES SARANTIS3 | 1007 DORTHEA CT FREDERICKSBURG, VA 22401 | AFLAC | $3 | — | $3 | 0.00% |
| PETER JAMES SARANTIS3 | 2251 DOUGLAS BLVD SUITE 110 ROSEVILLE, CA 95661 | AFLAC | $3 | — | $3 | 0.00% |
| JOSEPH P TYRRELL3 | 468 E FOREST RIDGE DR MERIDIAN, ID 83642 | AFLAC | $1 | — | $1 | 0.00% |
| DENISE A MAXWELL3 | 943 W OVERLAND RD MERIDIAN, ID 83646 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 3.70% |
| ZINA OSTER3 | 3153 FOREST DR CHEYENNE, WY 82001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.55% |
| MARY BROOK FORD3 | 5475 N MITCHUM AVE MERIDIAN, ID 83646 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 378 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 378 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA | 368 | $225K |
| Dental(2 contracts, 2 carriers) | CIGNA | 368 | $321K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 378 | $162K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 204 | $92K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 378 | $162K |
| Other(2 contracts, 2 carriers) | AFLAC | 204 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.