| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DONALD L REIMAN3 Filed as: DONALD REIMAN | 408 E PARKCENTER BLVD STE 330 BOISE, ID 83706 | PACIFICSOURCE HEALTH PLANS | $37K | — | $37K | 19.51% |
| ECHELON GROUP INC3 | 408 E PARKCENTER BLVD STE 330 BOISE, ID 83706 | PRINCIPAL LIFE INSURANCE COMPANY | $11K | — | $11K | 7.50% |
| ESCHELON GROUP3 | 2600 ROSE HILL ST STE 206 BOISE, ID 83705 | DELTA DENTAL OF IDAHO | $2K | — | $2K | 1.91% |
| ECHELON GROUP INC3 | 2600 ROSE HILL ST STE 206 BOISE, ID 83705 | WILLAMETTE DENTAL OF IDAHO INC | $8K | — | $8K | 7.50% |
| DONALD L REIMAN3 | 2600 ROSE HILL ST STE 206 BOISE, ID 83705 | AFLAC | $4K | — | $4K | 5.37% |
| MARK L DUNN3 | 2734 N RETIREMENT LN APT C BOISE, ID 83704 | AFLAC | $3K | $369 | $4K | 4.69% |
| JULIE RENE MULDER3 Filed as: JULIE RAY MULDER | 7880 APACHE WAY BOISE, ID 83714 | AFLAC | $3K | $359 | $4K | 4.45% |
| HILLARY EYRE3 | 7365 W POTOMAC DRIVE SUITE D BOISE, ID 83704 | AFLAC | $3K | $419 | $3K | 3.97% |
| ALLEN C WILLIAMSON3 | 24285 STAFFORD RD CALDWELL, ID 83607 | AFLAC | $2K | $146 | $2K | 2.89% |
| DENNIS S HANSEN3 | 1426 E IRON EAGLE DR EAGLE, ID 83616 | AFLAC | $2K | $60 | $2K | 2.04% |
| KEVIN B SORIA3 | 815 S BRIDGE WAY PL STE 100 EAGLE, ID 83616 | AFLAC | $724 | $238 | $962 | 1.19% |
| CRAIG A HOPKINS3 | 1426 E IRON EAGLE DR EAGLE, ID 83616 | AFLAC | $773 | $18 | $791 | 0.98% |
| ANDREW PRINCE LOVINGIER3 Filed as: ANDREW PRINCE LOVINGER | 1817 BLOYD ST KELSO, WA 98626 | AFLAC | $464 | $178 | $642 | 0.79% |
| SHANE ROBERTSON3 | 181 E COPPER RIDGE ST MERIDIAN, ID 83646 | AFLAC | $494 | — | $494 | 0.61% |
| LESLIE J BAILEY3 | 4234 N PORTAGE AVE MERIDIAN, ID 83646 | AFLAC | $426 | $44 | $470 | 0.58% |
| JOHN H MINEGAR3 | 1230 E SNOW HOLE DR MERIDIAN, ID 83642 | AFLAC | $332 | $68 | $400 | 0.49% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | 7180 SW FIR LOOP STE 250 TIGARD, OR 97223 | AFLAC | $279 | — | $279 | 0.35% |
| ANDRE LAFLAMME3 | 9007 46TH COURT NW GIG HARBOR, WA 98335 | AFLAC | $124 | — | $124 | 0.15% |
| REUEL S DAVIS3 | 7265 POTOMAC STE A BOISE, ID 83704 | AFLAC | $71 | — | $71 | 0.09% |
| MICHELLE S CARHILL (SHELLEY)3 Filed as: MICHELLE S CARHILL | 653 LAURELWOOD AVE IDAHO FALLS, ID 83401 | AFLAC | $27 | — | $27 | 0.03% |
| TERRYL G ROEMER3 | 75 WEST 400 SOUTH JEROME, ID 83338 | AFLAC | $26 | — | $26 | 0.03% |
| DARLA A WEBER CONNELLY3 | PO BOX 207 NEW MEADOWS, ID 83654 | AFLAC | $23 | — | $23 | 0.03% |
| CARLY R WALTON3 | 743 COLLEGE DRIVE TWIN FALLS, ID 83301 | AFLAC | $18 | — | $18 | 0.02% |
| ALEC W SANDERS3 | 7323 SOUTHSIDE BLVD NAMPA, ID 83686 | AFLAC | $14 | — | $14 | 0.02% |
| MICHAEL R O HALLORAN JR3 | 911 NW 65TH ST SEATTLE, WA 98117 | AFLAC | $9 | — | $9 | 0.01% |
| PETER JAMES SARANTIS3 | 2251 DOUGLAS BLVD SUITE 110 ROSEVILLE, CA 95661 | AFLAC | $7 | — | $7 | 0.01% |
| ELLWINS INSURANCE COMPANY3 | 560 FILER AVE STE A TWIN FALLS, ID 83303 | AFLAC | $7 | — | $7 | 0.01% |
| LESLIE J BAILEY3 Filed as: LESLIE BAILEY | 4234 N PORTAGE AVE ORO VALLEY, AZ 83646 | AFLAC | $7 | — | $7 | 0.01% |
| STEVEN K BRINGHURST3 | 536 W BAYHILL NAMPA, ID 83686 | AFLAC | $5 | — | $5 | 0.01% |
| MERLE DALE HALL3 | 950 W BANNOCK STE 1100 BOISE, ID 83702 | AFLAC | $4 | — | $4 | 0.00% |
| DAVID V PAYNE3 | 225 EAGLE CT MONROE, MI 48162 | AFLAC | $4 | — | $4 | 0.00% |
| PAUL B ROBEDEAU3 Filed as: PAUL R ROBEDEAU | 9523 BAY CT CARMEL, CA 93923 | AFLAC | $1 | — | $1 | 0.00% |
| ECHELON GROUP INC3 Filed as: ECHELON GROUP | 408 E PARKCENTER BLVD STE 330 BOISE, ID 837066513 | AMERITAS LIFE INSURANCE CORP | $3K | — | $3K | 10.00% |
| UNIVERSITY FINANCIAL GROUP, LLC3 Filed as: UNIVERSITY FINANCIAL GROUP LLC | PO BOX 2559 POCATELLO, ID 832062559 | AMERITAS LIFE INSURANCE CORP | $829 | — | $829 | 2.57% |
| DENISE A MAXWELL3 | 5475 N MITCHUM AVE MERIDIAN, ID 83646 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 3.98% |
| ZINA OSTER3 | 3153 FOREST DR CHEYENNE, WY 82001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.55% |
| MARY BROOK FORD3 | 5475 N MITCHUM AVE MERIDIAN, ID 83646 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.41% |
| DENISE A MAXWELL3 Filed as: DENISE ANN WEIDNER | 3400 E RIVER VALLEY ST MERIDIAN, ID 83646 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 400 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 400 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PACIFICSOURCE HEALTH PLANS | 394 | $188K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF IDAHO | 202 | $204K |
| Vision | AMERITAS LIFE INSURANCE CORP | 197 | $32K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 400 | $151K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 198 | $82K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 400 | $151K |
| Prescription drug | PACIFICSOURCE HEALTH PLANS | 394 | $188K |
| Stop-loss / reinsurancereinsurance | PACIFICSOURCE HEALTH PLANS | 394 | $188K |
| Other(2 contracts, 2 carriers) | AFLAC | 198 | $82K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 400 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.