| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ECHELON GROUP INC3 | 408 E PARKCENTER BLVD STE 330 BOISE, ID 83706 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | — | $12K | 6.74% |
| ECHELON GROUP INC3 | 408 E PARKCENTER BLVD STE 330 BOISE, ID 83706 | WILLAMETTE DENTAL OF IDAHO INC | $9K | — | $9K | 7.50% |
| MARK L DUNN3 | 2734 N RETIREMENT LN APT C BOISE, ID 83704 | AFLAC | $3K | $0 | $3K | 3.43% |
| HILLARY EYRE3 | 9640 W FAIRVIEW AVE STE 125 BOISE, ID 83704 | AFLAC | $2K | $147 | $2K | 2.96% |
| VINCENT CHARLES MCDOWELL3 | 155 2ND AVE N STE 201 TWIN FALLS, ID 83301 | AFLAC | $2K | — | $2K | 2.58% |
| DONALD L REIMAN3 | 2600 N ROSE HILL ST STE 206 BOISE, ID 83705 | AFLAC | $2K | — | $2K | 1.86% |
| JL & ASSOCIATES INC3 | 8030 W EMERALD ST STE 185 BOISE, ID 83704 | AFLAC | $1K | $78 | $1K | 1.58% |
| MARK L DUNN3 | 2734 N RETIREMENT LN APT C BOISE, ID 83704 | AFLAC | $1K | $140 | $1K | 1.50% |
| DONALD L REIMAN3 | 2600 W ROSE HILL ST STE 206 BOISE, ID 83705 | AFLAC | $1K | — | $1K | 1.40% |
| JULIE RENE MULDER3 | 7880 W APACHE WAY BOISE, ID 83714 | AFLAC | $992 | $104 | $1K | 1.35% |
| ALLEN C WILLIAMSON3 | 24285 STAFFORD RD CALDWELL, ID 83607 | AFLAC | $613 | — | $613 | 0.76% |
| SHANE ROBERTSON3 | 181 E COPPER RIDGE ST MERIDIAN, ID 83646 | AFLAC | $401 | — | $401 | 0.50% |
| DENNIS S HANSEN3 | 210 HAMPTON LN IDAHO FALLS, ID 83404 | AFLAC | $316 | — | $316 | 0.39% |
| WHITNEY SUE HUDGENS3 | 8030 W EMERALD ST STE 185 BOISE, ID 83704 | AFLAC | $274 | — | $274 | 0.34% |
| KEVIN B SORIA3 | 7904 S PENNSYLVANIA DR LITTLETON, CO 80122 | AFLAC | $226 | — | $226 | 0.28% |
| LESLIE J BAILEY3 | 4234 N PORTAGE AVE MERIDIAN, ID 83646 | AFLAC | $205 | — | $205 | 0.25% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | 6052 SAWGRASS ST SE SALEM, OR 97306 | AFLAC | $204 | — | $204 | 0.25% |
| CRAIG A HOPKINS3 | 3030 E FERN BROOK DR EAGLE, ID 83616 | AFLAC | $184 | — | $184 | 0.23% |
| REUEL S DAVIS3 | 9460 W FAIRVIEW AVE STE 140 BOISE, ID 83704 | AFLAC | $149 | $18 | $167 | 0.21% |
| ANDREW PRINCE LOVINGIER3 | 1817 BLOYD ST KELSO, WA 98626 | AFLAC | $167 | — | $167 | 0.21% |
| JOHN H MINEGAR3 | 1230 E SNOW HOLE DR MERIDIAN, ID 83642 | AFLAC | $130 | — | $130 | 0.16% |
| MATTHEW JAMES BARRINGER3 | 16925 N DENEMERE LOOP NAMPA, ID 83687 | AFLAC | $120 | — | $120 | 0.15% |
| ANDRE LAFLAMME3 | 9007 46TH COURT NW GIG HARBOR, WA 98335 | AFLAC | $86 | — | $86 | 0.11% |
| CASEY DALE HOBSON3 | 13320 W REDWICK DR BOISE, ID 83713 | AFLAC | $80 | — | $80 | 0.10% |
| ALMA IKIC3 | 4836 HARDWARE DR NE ALBUQUERQUE, NM 87109 | AFLAC | $39 | — | $39 | 0.05% |
| TERRYL G ROEMER3 | 75 WEST 400 SOUTH JEROME, ID 83338 | AFLAC | $30 | — | $30 | 0.04% |
| MICHELLE S CARHILL (SHELLEY)3 | 653 LAURELWOOD AVE IDAHO FALLS, ID 83401 | AFLAC | $27 | — | $27 | 0.03% |
| ALEX C MARTI3 | 516 E ROCKINGHAM DR EAGLE, ID 83616 | AFLAC | $25 | — | $25 | 0.03% |
| DARLA A WEBER CONNELLY3 | PO BOX 207 NEW MEADOWS, ID 83654 | AFLAC | $23 | — | $23 | 0.03% |
| CARLY R WALTON3 | 633 OAK ST KIMBERLY, ID 83341 | AFLAC | $21 | — | $21 | 0.03% |
| SHANE F LAMAY3 | 3380 W AMERICANA TER STE 110 BOISE, ID 83706 | AFLAC | $19 | — | $19 | 0.02% |
| ALMA IKIC3 | 4836 HARDWARE DR NE ALBUQUERQUE, NM 87109 | AFLAC | $19 | — | $19 | 0.02% |
| ELLWINS INSURANCE COMPANY3 | 560 FILER AVE STE A TWIN FALLS, ID 83303 | AFLAC | $5 | — | $5 | 0.01% |
| STEVEN K BRINGHURST3 | 536 W BAYHILL DR NAMPA, ID 83686 | AFLAC | $5 | — | $5 | 0.01% |
| PETER JAMES SARANTIS3 | 26200 TOWN CENTER DR STE 110 NOVI, MI 48375 | AFLAC | $5 | — | $5 | 0.01% |
| DAVID V PAYNE3 | 225 EAGLE CT MONROE, MI 48162 | AFLAC | $4 | — | $4 | 0.00% |
| ELLWINS INSURANCE COMPANY3 Filed as: ELLWINS INSURANCE COMPANY INC | 560 FILER AVE STE A TWIN FALLS, ID 83301 | AFLAC | $3 | — | $3 | 0.00% |
| GERRI L SCHOONDERWOERD3 | 1003 LANNAHAN PL CALDWELL, ID 83605 | AFLAC | $2 | — | $2 | 0.00% |
| JOSEPH P TYRRELL3 | 468 E FOREST RIDGE DR MERIDIAN, ID 83642 | AFLAC | $1 | — | $1 | 0.00% |
| DENISE A MAXWELL3 | 3501 W TORANA DR MERIDIAN, ID 83646 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 3.43% |
| ZINA OSTER3 | 3153 FOREST DR CHEYENNE, WY 82001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.41% |
| MARY BROOK FORD3 | 5475 N MITCHUM AVE MERIDIAN, ID 83646 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.41% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EBMS MEDICAL ADMIN EIN 81-0391256 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $110K |
| ECHELON GROUP EIN 82-0492018 NONE | Consulting (general) Service code 16 | — | $65K |
| SIX DEGREES PPO EIN 81-0391256 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Plan Administrator Service code 14 | — | $61K |
| MEMBER ADVOCATE EIN 81-0391256 NONE | Consulting (general) Service code 16 | — | $11K |
| MICHOICE FEE EIN 81-0391256 NONE | Contract Administrator Service code 13 | — | $11K |
| CASE MANAGEMENT EIN 81-0391256 NONE | Claims processing Service code 12 | — | $9K |
| UTILIZATION REVIEW EIN 81-0391256 NONE | Claims processing Service code 12 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 473 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 473 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | WILLAMETTE DENTAL OF IDAHO INC | 203 | $117K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 372 | $174K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 232 | $82K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 372 | $174K |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE AND HEALTH | 473 | $457K |
| Other(2 contracts, 2 carriers) | AFLAC | 232 | $82K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 473 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.