| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | HARTFORD LIFE AND ACCIDENT | $51K | $17K | $69K | 5.87% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 70810 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | — | $23K | $23K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 BROKER | Insurance agents and brokers Service code 22 | — | $229K |
| LA CLERKS OF COURT ASSOCIATION EIN 72-0989646 PLAN SPONSOR | Plan Administrator Service code 14 | — | $101K |
| HAWTHORN, WAYMOUTH & CARROLL LLP EIN 72-0464428 ACCOUNTANT | Accounting (including auditing) Service code 10 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,611 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,611 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 1,799 | $996K |
| Vision | STANDARD INSURANCE COMPANY | 1,285 | $81K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,611 | $1.2M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,611 | $1.2M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,611 | $1.2M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,799 | $0 |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,799 | $0 |
| Other | HARTFORD LIFE AND ACCIDENT | 1,611 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,799 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.