| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $0 | $7K | 7.85% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.39% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $57 | $57 | 0.06% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | — | $48 | $48 | 0.05% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $14 | $14 | 0.01% |
| DEBRA M BEAUCOUDRAY3 | 17056 ABITA AVE PRAIRIEVILLE, LA 70769 | AFLAC | $3K | $53 | $3K | 5.45% |
| NICOLE B PEARCE3 | 36475 RUE LA MONTE CT PRAIRIEVILLE, LA 70769 | AFLAC | $1K | $23 | $1K | 2.05% |
| JACQUELINE BARNES3 | 8211 VILLAGE PLAZA COURT #2A BATON ROUGE, LA 70810 | AFLAC | $639 | $0 | $639 | 1.03% |
| DOROTHY A MEDICA3 | 5316 CHERRYWOOD DRIVE BATON ROUGE, LA 70809 | AFLAC | $495 | $0 | $495 | 0.80% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $384 | $18 | $402 | 0.65% |
| BILLY MARTIN3 Filed as: BILLY M MARTIN | 13210 TODD AVE BATON ROUGE, LA 70815 | AFLAC | $368 | $0 | $368 | 0.59% |
| MICHELLE D VEAL3 | 7284 EFFIE DR DENHAM SPRINGS, LA 70706 | AFLAC | $362 | $0 | $362 | 0.58% |
| DAVID MARKS3 | 14161 PARKS SQUARE DR BATON ROUGE, LA 70810 | AFLAC | $302 | $0 | $302 | 0.49% |
| BRYAN J DODGE3 | PO BOX 7433 METAIRIE, LA 70010 | AFLAC | $273 | $0 | $273 | 0.44% |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 364 ARKAVALLEY RD GREENBRIER, AR 72058 | AFLAC | $209 | $0 | $209 | 0.34% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $199 | $0 | $199 | 0.32% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $147 | $0 | $147 | 0.24% |
| EDWARD L MARTINA III3 | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $140 | $0 | $140 | 0.23% |
| AARON ABRAMS COX3 | 38036 MAPLE RIDGE DRIVE PRAIRIEVILLE, LA 70769 | AFLAC | $139 | $0 | $139 | 0.22% |
| BRANDI L TAMOR3 | 4509 CALUMET ST METAIRIE, LA 70001 | AFLAC | $111 | $0 | $111 | 0.18% |
| LEEZA DANIELE WRIGHT3 | 9505 TRUSCOTT CT PROSPECT, KY 40059 | AFLAC | $87 | $0 | $87 | 0.14% |
| J GAUDET LLC3 | 3923 W WAPOOT ST MERIDIAN, ID 83646 | AFLAC | $85 | $0 | $85 | 0.14% |
| JERRY LEE3 Filed as: JERRY KENNETH LEE | 4615 HWY 84 E MEADVILLE, MS 39653 | AFLAC | $73 | $0 | $73 | 0.12% |
| CRUSER MARKETING INC3 Filed as: CRUSER MARKETING, INC | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $71 | $0 | $71 | 0.11% |
| JAMI KAY FAIRCHILD3 | 6635 ANTIOCH XING BATON ROUGE, LA 70817 | AFLAC | $65 | $0 | $65 | 0.10% |
| BILLY F CASTILAW3 | 3301 PETERSON RD GREENBACK, TN 37742 | AFLAC | $59 | $0 | $59 | 0.10% |
| STEPHEN F PATRON3 | 4701 ASHBURY DR NEW ORLEANS, LA 70121 | AFLAC | $47 | $0 | $47 | 0.08% |
| JEFFREY R JOHNSON3 | PO BOX 2065 TUPELO, MS 38803 | AFLAC | $47 | $0 | $47 | 0.08% |
| MELISSA BOUNDS3 | 2723 WINNFIELD RD WEST MONROE, LA 71292 | AFLAC | $33 | $0 | $33 | 0.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LAUREN RHAE BROWN | 8701 ARNOLD RD DENHAM SPRINGS, LA 70726 | AFLAC | $30 | $0 | $30 | 0.05% |
| BLAINE J LUSHUTE3 | 2625 LAKEWAY DR SEABROOK, TX 77586 | AFLAC | $23 | $0 | $23 | 0.04% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $21 | $0 | $21 | 0.03% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN WILLIAMS | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $13 | $0 | $13 | 0.02% |
| ROGER JONES II3 Filed as: ROGER DALE JONES II | 12902 WICKERHILL FALLS CT HUMBLE, TX 77346 | AFLAC | $11 | $0 | $11 | 0.02% |
| J EDWIN REEVES3 | PO BOX 353 WEST MEMPHIS, AR 72303 | AFLAC | $8 | $0 | $8 | 0.01% |
| THOMAS WAYNE FARMER3 Filed as: THOMAS FARMER | 2501 ARCADIA DR RUSTON, LA 71270 | AFLAC | $6 | $0 | $6 | 0.01% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $6 | $0 | $6 | 0.01% |
| AMY BARYLAK3 Filed as: AMY J BARYLAK | 9421 SAINT ANDREWS CT DENHAM SPRINGS, LA 70726 | AFLAC | $5 | $0 | $5 | 0.01% |
| ERIN K GIUSTI3 | 4828 FOLSE DR METAIRIE, LA 70006 | AFLAC | $3 | $0 | $3 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 106 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 106 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 247 | $95K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 247 | $95K |
| Short-term disability | AFLAC | 43 | $62K |
| Other | AFLAC | 43 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 247 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.