| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 7600 N CAPITAL OF TX HWY SUITE 200 AUSTIN, TX 787311184 | METROPOLITAN LIFE INSURANCE CO | $7K | $0 | $7K | 9.18% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 9811 KATY FWY # 500 HOUSTON, TX 770241273 | METROPOLITAN LIFE INSURANCE CO | — | $2K | $2K | 2.75% |
| DEBRA M BEAUCOUDRAY3 | 17056 ABITA AVE PRAIRIEVILLE, LA 70769 | AFLAC | $2K | $42 | $2K | 4.19% |
| NICOLE B PEARCE3 | 36475 RUE LA MONTE CT PRAIRIEVILLE, LA 70769 | AFLAC | $684 | $0 | $684 | 1.61% |
| DOROTHY A MEDICA3 | 5316 CHERRYWOOD DRIVE BATON ROUGE, LA 70809 | AFLAC | $580 | $0 | $580 | 1.36% |
| BILLY MARTIN3 | 13210 TODD AVE BATON ROUGE, LA 70815 | AFLAC | $349 | $0 | $349 | 0.82% |
| BRYAN J DODGE3 | PO BOX 7433 METAIRIE, LA 70010 | AFLAC | $294 | $0 | $294 | 0.69% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNINGHAM JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $264 | $0 | $264 | 0.62% |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $234 | $0 | $234 | 0.55% |
| BRANDI L TAMOR3 | 2004 ORMOND BLVD DESTREHAN, LA 70047 | AFLAC | $206 | $8 | $214 | 0.50% |
| AARON ABRAMS COX3 Filed as: AARON COX | 38036 MAPLE RIDGE DRIVE PRAIRIEVILLE, LA 70769 | AFLAC | $193 | $0 | $193 | 0.45% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $186 | $0 | $186 | 0.44% |
| MELISSA BOUNDS3 | 2723 WINNFIELD RD WEST MONROE, LA 71292 | AFLAC | $129 | $44 | $173 | 0.41% |
| JAIME MASON GAUDET3 Filed as: JAIME GAUDET | 11260 CHESTER RD SUITE 500 CINCINNATI, OH 45246 | AFLAC | $149 | $0 | $149 | 0.35% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $126 | $8 | $134 | 0.32% |
| EDWARD L MARTINA III3 Filed as: EDWARD MARTINA III | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $124 | $0 | $124 | 0.29% |
| LEEZA WRIGHT3 | 10300 LINN STATION RD STE 100 LOUISVILLE, KY 40223 | AFLAC | $105 | $0 | $105 | 0.25% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD SUITE 116 BATON ROUGE, LA 70810 | AFLAC | $86 | $0 | $86 | 0.20% |
| JAMI FAIRCHILD3 | 6635 ANTIOCH XING BATON ROUGE, LA 70817 | AFLAC | $71 | — | $71 | 0.17% |
| JERRY LEE3 | 4615 HWY 84 E MEADVILLE, MS 39653 | AFLAC | $67 | $0 | $67 | 0.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LAUREN BROWN | 522 CENTERVILLE ST NW DENHAM SPRINGS, LA 70726 | AFLAC | $62 | $0 | $62 | 0.15% |
| STEPHEN F PATRON3 | 447 BEVERLY GARDEN DR METAIRIE, LA 70001 | AFLAC | $60 | $0 | $60 | 0.14% |
| BILLY F CASTILAW3 | 20945 HIGHWAY 321 S LENOIR CITY, TN 37772 | AFLAC | $51 | $0 | $51 | 0.12% |
| ROBERT A KIRKPATRICK3 | 410 EVERNIA ST APT 325 WEST PALM BEACH, FL 33401 | AFLAC | $49 | $0 | $49 | 0.12% |
| CONNIE S SMITH3 | 801 TRACE COURT MANDEVILE, LA 70448 | AFLAC | $49 | $0 | $49 | 0.12% |
| JEFFREY R JOHNSON3 | PO BOX 2065 TUPELO, MS 38803 | AFLAC | $42 | $0 | $42 | 0.10% |
| BLAINE J LUSHUTE3 | 2104 BAGBY ST UNIT 3219 HOUSTON, TX 77002 | AFLAC | $29 | — | $29 | 0.07% |
| THOMAS WAYNE FARMER3 Filed as: THOMAS FARMER | 1810 GLENMAR AVE MONROE, LA 71201 | AFLAC | $21 | $7 | $28 | 0.07% |
| HEC BENEFIT SOLUTIONS LLC3 | PO BOX 84478 BATON ROUGE, LA 70084 | AFLAC | $21 | $0 | $21 | 0.05% |
| J REEVES3 | PO BOX 353 WEST MEMPHIS, AR 72303 | AFLAC | $17 | $0 | $17 | 0.04% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN WILLIAMS | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $16 | — | $16 | 0.04% |
| ROGER JONES II3 | 12902 WICKERHILL FALLS CT STE 202 HUMBLE, TX 77346 | AFLAC | $14 | $0 | $14 | 0.03% |
| AMY BARYLAK3 | 9421 SAINT ANDREWS CT DENHAM SPRINGS, LA 70726 | AFLAC | $10 | $0 | $10 | 0.02% |
| CHERYL L KIRKPATRICK3 | 2525 NW EXPRESSWAY #307 OKLAHOMA CITY, OK 73112 | AFLAC | $9 | $0 | $9 | 0.02% |
| ANN DUTHU SHANK3 Filed as: ANN SHANK | 36 ADIN DRIVE MANDEVILLE, LA 70471 | AFLAC | $9 | $0 | $9 | 0.02% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $9 | $0 | $9 | 0.02% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $7 | — | $7 | 0.02% |
| C HARVEY BENNETT3 | 2634 KELLI DR #84 DENHAM SPRINGS, LA 70726 | AFLAC | $7 | $0 | $7 | 0.02% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 8545 SW 86TH TER 9192 SE 168TH COOK PL THE VILLAGES, OCALA, FL 34481 | AFLAC | $5 | $0 | $5 | 0.01% |
| ERIN K GIUSTI3 Filed as: ERIN GIUSTI | 4828 FOLSE DR METAIRIE, LA 70006 | AFLAC | $4 | $0 | $4 | 0.01% |
| ERIN K GIUSTI3 Filed as: ERIN GIUSTI | 4701 BISSONET DR METARIE, LA 70003 | AFLAC | $1 | $0 | $1 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 7600 N CAPITAL OF TX HWY SUITE 200 AUSTIN, TX 787311184 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 9.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 9811 KATY FWY# 500 HOUSTON, TX 770241273 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $395 | $395 | 2.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE CO | 289 | $76K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 289 | $14K |
| Short-term disability | AFLAC | 58 | $43K |
| Other | AFLAC | 58 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.