| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE CO | $8K | $0 | $8K | 9.93% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE CO | $0 | $993 | $993 | 1.24% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 9.96% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $162 | $162 | 1.25% |
| DEBRA M BEAUCOUDRAY3 | 17056 ABITA AVE PRAIRIEVILLE, LA 70769 | AFLAC | $7K | $205 | $7K | — |
| NICOLE B PEARCE3 | 36475 RUE LA MONTE CT PRAIRIEVILLE, LA 70769 | AFLAC | $3K | $140 | $3K | — |
| JACQUELINE BARNES3 | 11403 CARRIES ORCHARD DR BATON ROUGE, LA 70809 | AFLAC | $2K | $69 | $2K | — |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $1K | $69 | $1K | — |
| DOROTHY A MEDICA3 | 5316 CHERRYWOOD DRIVE BATON ROUGE, LA 70809 | AFLAC | $624 | $0 | $624 | — |
| BILLY MARTIN3 | 13210 TODD AVE BATON ROUGE, LA 70815 | AFLAC | $377 | $0 | $377 | — |
| BRYAN J DODGE3 | PO BOX 7433 METAIRIE, LA 70010 | AFLAC | $319 | $0 | $319 | — |
| BRYAN J DODGE3 Filed as: BRYAN DODGE | PO BOX 7433 METAIRIE, LA 70010 | AFLAC | $319 | $0 | $319 | — |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $274 | $0 | $274 | — |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNINGHAM JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $258 | $0 | $258 | — |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $183 | $0 | $183 | — |
| AARON ABRAMS COX3 Filed as: AARON COX | 38036 MAPLE RIDGE DRIVE PRAIRIEVILLE, LA 70769 | AFLAC | $182 | $0 | $182 | — |
| EDWARD L MARTINA III3 Filed as: EDWARD MARTINA III | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $145 | $0 | $145 | — |
| TERRY DANIEL SIMS3 | 19 PURVIS LANE DELHI, LA 71232 | AFLAC | $117 | $0 | $117 | — |
| J GAUDET LLC3 | 6622 PALMETTO DR MASON, OH 45040 | AFLAC | $106 | $0 | $106 | — |
| LEEZA WRIGHT3 | 10300 LINN STATION RD STE 100 LOUISVILLE, KY 40223 | AFLAC | $104 | $0 | $104 | — |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD SUITE 116 BATON ROUGE, LA 70810 | AFLAC | $91 | $0 | $91 | — |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LAUREN BROWN | 8701 ARNOLD RD DENHAM SPRINGS, LA 70726 | AFLAC | $81 | $0 | $81 | — |
| BRANDI L TAMOR3 | 2004 ORMOND BLVD DESTREHAN, LA 70047 | AFLAC | $76 | $0 | $76 | — |
| JAMI FAIRCHILD3 | 6635 ANTIOCH XING BATON ROUGE, LA 70817 | AFLAC | $76 | $0 | $76 | — |
| JERRY LEE3 | 4615 HWY 84 E MEADVILLE, MS 39653 | AFLAC | $73 | $0 | $73 | — |
| MELISSA BOUNDS3 | 2723 WINNFIELD RD WEST MONROE, LA 71292 | AFLAC | $62 | $0 | $62 | — |
| STEPHEN F PATRON3 | 4701 ASHBURY DR NEW ORLEANS, LA 70121 | AFLAC | $62 | $0 | $62 | — |
| BILLY F CASTILAW3 | 3301 PETERSON RD GREENBACK, TN 37742 | AFLAC | $55 | $0 | $55 | — |
| CONNIE S SMITH3 | 801 TRACE COURT MANDEVILE, LA 70448 | AFLAC | $53 | $0 | $53 | — |
| ROBERT A KIRKPATRICK3 | 410 EVERNIA ST APT 325 WEST PALM BEACH, FL 33401 | AFLAC | $53 | $0 | $53 | — |
| JEFFREY R JOHNSON3 | PO BOX 2065 TUPELO, MS 38803 | AFLAC | $44 | $0 | $44 | — |
| BRANDI L TAMOR3 | 939 IBERVILLE ST APT 503 NEW ORLEANS, LA 70112 | AFLAC | $34 | $0 | $34 | — |
| MICHAEL KETIH FOSTER3 | 509 CHATHAM ST MONROE, LA 71203 | AFLAC | $31 | $0 | $31 | — |
| BLAINE J LUSHUTE3 | 2625 LAKEWAY DR SEABROOK, TX 77586 | AFLAC | $30 | $0 | $30 | — |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $26 | $0 | $26 | — |
| DANIELLE CAGLE3 | 3705 PEGRAM CIR MONROE, LA 71201 | AFLAC | $19 | $0 | $19 | — |
| J REEVES3 | PO BOX 353 WEST MEMPHIS, AR 72303 | AFLAC | $18 | $0 | $18 | — |
| RYAN BENTON WILLIAMS3 Filed as: RYAN WILLIAMS | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $17 | $0 | $17 | — |
| ROGER JONES II3 | 12902 WICKERHILL FALLS CT STE 202 HUMBLE, TX 77346 | AFLAC | $15 | $0 | $15 | — |
| THOMAS WAYNE FARMER3 Filed as: THOMAS FARMER | 2501 ARCADIA DR RUSTON, LA 71270 | AFLAC | $12 | $0 | $12 | — |
| CHERYL L KIRKPATRICK3 | 2525 NW EXPRESSWAY #307 OKLAHOMA CITY, OK 73112 | AFLAC | $10 | $0 | $10 | — |
| ANN DUTHU SHANK3 Filed as: ANN SHANK | 36 ADIN DRIVE MANDEVILLE, LA 70471 | AFLAC | $10 | $0 | $10 | — |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $10 | $0 | $10 | — |
| C HARVEY BENNETT3 | 2634 KELLI DR #84 DENHAM SPRINGS, LA 70726 | AFLAC | $8 | $0 | $8 | — |
| AMY BARYLAK3 | 9421 SAINT ANDREWS CT DENHAM SPRINGS, LA 70726 | AFLAC | $7 | $0 | $7 | — |
| ERIN K GIUSTI3 Filed as: ERIN GIUSTI | 4828 FOLSE DR METAIRIE, LA 70006 | AFLAC | $5 | $0 | $5 | — |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $5 | $0 | $5 | — |
| TERRY W DOWNS3 | PO BOX 966 NATCHITOCHES, LA 71458 | AFLAC | $2 | $0 | $2 | — |
| BRANDI D BANDY3 Filed as: BRANDI BANDY | 113 CONSTANT RD ALEXANDRIA, LA 71302 | AFLAC | $1 | $0 | $1 | — |
| JAMES SANDEFUR3 | 836 KEYSER AVE NATCHITOCHES, LA 71457 | AFLAC | $1 | $0 | $1 | — |
| BLAZE FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $0 | $0 | $0 | — |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $0 | $0 | $0 | — |
| TERRY JAMES LAPORTE | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $0 | $0 | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE CO | 278 | $80K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 278 | $13K |
| Short-term disability | AFLAC | 63 | $0 |
| Other | AFLAC | 63 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 278 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.