| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 7600 N CAPITAL OF TX HWY SUITE 200 AUSTIN, TX 787311184 | HUMANA HEALTH BENEFIT PLAN INC | $33K | $627 | $34K | 13.15% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 9811 KATY FRWY STE 500 HOUSTON, TX 770241273 | HUMANA HEALTH BENEFIT PLAN INC | $7K | $0 | $7K | 2.54% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 7600 N CAPITAL OF TX HWY SUITE 200 AUSTIN, TX 787311184 | HUMANA DENTAL INSURANCE COMPANY | $8K | $0 | $8K | 9.99% |
| DEBRA M BEAUCOUDRAY3 | 17056 ABITA AVE PRAIRIEVILLE, LA 70769 | AFLAC | $2K | $75 | $2K | 4.75% |
| DOROTHY A MEDICA3 | 5316 CHERRYWOOD DRIVE BATON ROUGE, LA 70809 | AFLAC | $652 | $0 | $652 | 1.42% |
| NICOLE B PEARCE3 | 36475 RUE LA MONTE CT PRAIRIEVILLE, LA 70769 | AFLAC | $477 | $47 | $524 | 1.14% |
| MELISSA BOUNDS3 | 2723 WINNFIELD RD WEST MONROE, LA 71292 | AFLAC | $444 | $0 | $444 | 0.97% |
| BRYAN J DODGE3 | PO BOX 7433 METAIRIE, LA 70010 | AFLAC | $379 | $0 | $379 | 0.83% |
| JUDITH MARTIN3 | 13210 TODD AVE BATON ROUGE, LA 70815 | AFLAC | $349 | $0 | $349 | 0.76% |
| AARON ABRAMS COX3 Filed as: AARON COX | 38036 MAPLE RIDGE DRIVE PRAIRIEVILLE, LA 70769 | AFLAC | $314 | $30 | $344 | 0.75% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNINGHAM JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $286 | $0 | $286 | 0.62% |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $229 | $0 | $229 | 0.50% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $194 | $0 | $194 | 0.42% |
| JAIME MASON GAUDET3 Filed as: JAIME GAUDET | 11260 CHESTER RD SUITE 100 CINCINNATI, OH 45246 | AFLAC | $159 | $0 | $159 | 0.35% |
| EDWARD L MARTINA III3 Filed as: EDWARD MARTINA III | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $146 | $0 | $146 | 0.32% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LAUREN BROWN | 522 CENTERVILLE ST NW DENHAM SPRINGS, LA 70726 | AFLAC | $111 | $19 | $130 | 0.28% |
| LEEZA WRIGHT3 | 10300 LINN STATION RD STE 100 LOUISVILLE, KY 40223 | AFLAC | $110 | $0 | $110 | 0.24% |
| BRANDI L TAMOR3 | 2004 ORMOND BLVD DESTREHAN, LA 70047 | AFLAC | $104 | $0 | $104 | 0.23% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD SUITE 116 BATON ROUGE, LA 70810 | AFLAC | $88 | $0 | $88 | 0.19% |
| JAMI FAIRCHILD3 | 6635 ANTIOCH XING BATON ROUGE, LA 70817 | AFLAC | $87 | $0 | $87 | 0.19% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG G BATON ROUGE, LA 70816 | AFLAC | $69 | $0 | $69 | 0.15% |
| STEPHEN F PATRON3 | 447 BEVERLY GARDEN DR METAIRIE, LA 70001 | AFLAC | $67 | $0 | $67 | 0.15% |
| JERRY LEE3 | 4615 HWY 84 E MEADVILLE, MS 39653 | AFLAC | $67 | $0 | $67 | 0.15% |
| ROBERT A KIRKPATRICK3 | 410 EVERNIA ST APT 325 WEST PALM BEACH, FL 33401 | AFLAC | $58 | $0 | $58 | 0.13% |
| THOMAS WAYNE FARMER3 Filed as: THOMAS FARMER | 1810 GLENMAR AVE MONROE, LA 71201 | AFLAC | $58 | $0 | $58 | 0.13% |
| BILLY F CASTILAW3 | 125 QUAPAW CIRCLE LOUDON, TN 37774 | AFLAC | $51 | $0 | $51 | 0.11% |
| CONNIE S SMITH3 | 801 TRACE COURT MANDEVILE, LA 70448 | AFLAC | $49 | $0 | $49 | 0.11% |
| JEFFREY R JOHNSON3 | PO BOX 2065 TUPELO, MS 38803 | AFLAC | $42 | $0 | $42 | 0.09% |
| HANCOCK INSURANCE AGENCY3 Filed as: HANCOCK INSURANCE AGENCY INC | PO BOX 2490 BAY ST LOUIS, MS 39520 | AFLAC | $41 | $0 | $41 | 0.09% |
| BLAINE J LUSHUTE3 | 2104 BAGBY ST UNIT 3219 HOUSTON, TX 77002 | AFLAC | $31 | $0 | $31 | 0.07% |
| ROGER JONES II3 | 12902 WICKERHILL FALLS CT STE 202 HUMBLE, TX 77346 | AFLAC | $23 | $0 | $23 | 0.05% |
| WAYNE C KIM3 Filed as: WAYNE KIM | 15043 SAGEWOOD ST GULFPORT, MS 39503 | AFLAC | $22 | $0 | $22 | 0.05% |
| J REEVES3 | PO BOX 353 WEST MEMPHIS, AR 72303 | AFLAC | $17 | $0 | $17 | 0.04% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILL, TN 37922 | AFLAC | $12 | $0 | $12 | 0.03% |
| ANN DUTHU SHANK3 Filed as: ANN SHANK | 36 ADIN DRIVE MANDEVILLE, LA 70471 | AFLAC | $9 | $0 | $9 | 0.02% |
| C HARVEY BENNETT3 | 2634 KELLI DR #84 DENHAM SPRINGS, LA 70726 | AFLAC | $7 | $0 | $7 | 0.02% |
| HEC BENEFIT SOLUTIONS LLC3 | PO BOX 84478 BATON ROUGE, LA 70084 | AFLAC | $7 | $0 | $7 | 0.02% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 8545 SW 86TH TER OCALA, FL 34481 | AFLAC | $5 | $0 | $5 | 0.01% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $3 | $2 | $5 | 0.01% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN WILLIAMS | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $4 | $0 | $4 | 0.01% |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | AFLAC | $3 | $0 | $3 | 0.01% |
| ERIN K GIUSTI3 Filed as: ERIN GIUSTI | 4701 BISSONET DR METARIE, LA 70003 | AFLAC | $1 | $2 | $3 | 0.01% |
| AMY BARYLAK3 | 15094 COLDWATER DR WALKER, LA 70785 | AFLAC | $2 | $0 | $2 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 7600 N CAPITAL OF TX HWY SUITE 200 AUSTIN, TX 787311184 | HUMANA DENTAL INSURANCE COMPANY | $1K | $0 | $1K | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH BENEFIT PLAN INC | 131 | $259K |
| Dental | HUMANA DENTAL INSURANCE COMPANY | 127 | $84K |
| Vision | HUMANA DENTAL INSURANCE COMPANY | 111 | $15K |
| Short-term disability | AFLAC | 52 | $46K |
| Other | AFLAC | 52 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.