| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 7600 N CAPITAL OF TX HWY SUITE 200 AUSTIN, TX 787311184 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA | $13K | $1K | $14K | 1.65% |
| HEALTH PLUS INSURANCE LOCATORS3 Filed as: HEALTH PLUS INS LOCATORS INC | 7932 SUMMA AVENUE SUITE B1 BATON ROUGE, LA 708093736 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA | $13K | $0 | $13K | 1.49% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 7600 N CAPITAL OF TX HWY SUITE 200 AUSTIN, TX 787311184 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA | $2K | $276 | $3K | 1.65% |
| HEALTH PLUS INSURANCE LOCATORS3 Filed as: HEALTH PLUS INS LOCATORS INC | 7932 SUMMA AVENUE STE B1 BATON ROUGE, LA 708093736 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA | $2K | $0 | $2K | 1.50% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUHWEST INC | 7600 N CAPITAL OF TX HWY SUITE 200 AUSTIN, TX 787311184 | HUMANA DENTAL INSURANCE COMPANY | $4K | $0 | $4K | 5.02% |
| HEALTH PLUS INSURANCE LOCATORS3 Filed as: HEALTH PLUS INS LOCATORS INC | 7932 SUMMA AVENUE STE B1 BATON ROUGE, LA 708093736 | HUMANA DENTAL INSURANCE COMPANY | $4K | $0 | $4K | 4.91% |
| DEBRA M BEAUCOUDRAY3 | 17056 ABITA AVE PRAIRIEVILLE, LA 70769 | AFLAC | $2K | $114 | $3K | 5.27% |
| NICOLE B PEARCE3 | 36475 RUE LA MONTE CT PRAIRIEVILLE, LA 70769 | AFLAC | $1K | $114 | $1K | 2.71% |
| DOROTHY A MEDICA3 | 1421 W E HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $691 | $0 | $691 | 1.43% |
| AARON ABRAMS COX3 | PO BOX 77379 BATON ROUGE, LA 70879 | AFLAC | $560 | $46 | $606 | 1.26% |
| BRYAN J DODGE3 | 3300 W ESPLANADE AVE S STE 100 METAIRIE, LA 70002 | AFLAC | $449 | $0 | $449 | 0.93% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $332 | $46 | $378 | 0.78% |
| BILLY MARTIN3 Filed as: BILLY M MARTIN | 13210 TODD AVE BATON ROUGE, LA 70815 | AFLAC | $349 | $0 | $349 | 0.72% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LAUREN RHAE BROWN | 522 CENTERVILLE ST NW DENHAM SPRINGS, LA 70726 | AFLAC | $319 | $0 | $319 | 0.66% |
| JAIME MASON GAUDET3 | 6363 MUIR ST SUITE A BATON ROUGE, LA 70817 | AFLAC | $241 | $46 | $287 | 0.60% |
| BYRON KEITH BURRELL3 | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $236 | $0 | $236 | 0.49% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $193 | $0 | $193 | 0.40% |
| EDWARD L MARTINA III3 | 10800 FINANCIAL CENTRE PKWY SUITE 150 LITTLE ROCK, AR 72211 | AFLAC | $166 | $0 | $166 | 0.34% |
| LEEZA DANIELE WRIGHT3 | 10300 LINN STATION RD STE 100 STE 456 LOUISVILLE, KY 40223 | AFLAC | $110 | $0 | $110 | 0.23% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD SUITE 116 BATON ROUGE, LA 70810 | AFLAC | $90 | $0 | $90 | 0.19% |
| JAMI KAY FAIRCHILD3 | 6635 ANTIOCH CROSSING BATON ROUGE, LA 70817 | AFLAC | $87 | $0 | $87 | 0.18% |
| HANCOCK INSURANCE AGENCY3 Filed as: HANCOCK INSURANCE AGENCY INC | PO BOX 2490 BAY ST LOUIS, MS 39520 | AFLAC | $70 | $0 | $70 | 0.15% |
| STEPHEN F PATRON3 | 447 BEVERLY GARDEN DR METAIRIE, LA 70001 | AFLAC | $67 | $0 | $67 | 0.14% |
| JERRY LEE3 Filed as: JERRY KENNETH LEE | 4615 HWY 84 E MEADVILLE, MS 39653 | AFLAC | $67 | $0 | $67 | 0.14% |
| BILLY F CASTILAW3 | 125 QUAPAW CIRCLE LOUDON, TN 37774 | AFLAC | $51 | $0 | $51 | 0.11% |
| CONNIE S SMITH3 | 801 TRACE COURT MANDEVILE, LA 70448 | AFLAC | $49 | $0 | $49 | 0.10% |
| ROBERT A KIRKPATRICK3 | 410 EVERNIA ST APT 325 WEST PALM BEACH, FL 33401 | AFLAC | $49 | $0 | $49 | 0.10% |
| JEFFREY R JOHNSON3 | PO BOX 2065 TUPELO, MS 38803 | AFLAC | $42 | $0 | $42 | 0.09% |
| WAYNE C KIM3 | 15043 SAGEWOOD ST GULFPORT, MS 39503 | AFLAC | $38 | $0 | $38 | 0.08% |
| BLAINE J LUSHUTE3 | 2104 BAGBY ST UNIT 3219 HOUSTON, TX 77002 | AFLAC | $31 | $0 | $31 | 0.06% |
| ROGER JONES II3 Filed as: ROGER DALE JONES II | PO BOX 3694 STE 202 HUMBLE, TX 77347 | AFLAC | $23 | $0 | $23 | 0.05% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILL, TN 37922 | AFLAC | $20 | $0 | $20 | 0.04% |
| J EDWIN REEVES3 | 140 S STEWART ST FORREST CITY, AR 72335 | AFLAC | $17 | $0 | $17 | 0.04% |
| CHERYL L KIRKPATRICK3 | 2525 NW EXPRESSWAY #307 OKLAHOMA CITY, OK 73112 | AFLAC | $9 | $0 | $9 | 0.02% |
| ANN DUTHU SHANK3 | 36 ADIN DRIVE MANDEVILLE, LA 70471 | AFLAC | $9 | $0 | $9 | 0.02% |
| C HARVEY BENNETT3 | 2634 KELLI DR #84 DENHAM SPRINGS, LA 70726 | AFLAC | $7 | $0 | $7 | 0.01% |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | AFLAC | $5 | $0 | $5 | 0.01% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 500 E FORT KING ST SUITE A OCALA, FL 34471 | AFLAC | $5 | $0 | $5 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA | 104 | $1.0M |
| Short-term disability | AFLAC | 57 | $48K |
| Other | AFLAC | 57 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.