| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 9.23% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.70% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.39% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | P.O. BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $214 | $214 | 0.25% |
| DEBRA M BEAUCOUDRAY3 | 17056 ABITA AVE PRAIRIEVILLE, LA 70769 | AFLAC | $3K | $380 | $3K | 6.12% |
| NICOLE B PEARCE3 | 36475 RUE LA MONTE CT PRAIRIEVILLE, LA 70769 | AFLAC | $1K | $163 | $1K | 2.41% |
| JACQUELINE BARNES3 | 8211 VILLAGE PLAZA COURT #2A BATON ROUGE, LA 70810 | AFLAC | $763 | $108 | $871 | 1.60% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $763 | $108 | $871 | 1.60% |
| DOROTHY A MEDICA3 | 5316 CHERRYWOOD DRIVE BATON ROUGE, LA 70809 | AFLAC | $452 | $0 | $452 | 0.83% |
| BILLY MARTIN3 Filed as: BILLY M MARTIN | 13210 TODD AVE BATON ROUGE, LA 70815 | AFLAC | $310 | $0 | $310 | 0.57% |
| BRYAN J DODGE3 | PO BOX 7433 METAIRIE, LA 70010 | AFLAC | $245 | $0 | $245 | 0.45% |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 2805 LONDONBERRY LN CONWAY, AR 72034 | AFLAC | $205 | $0 | $205 | 0.38% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $188 | $0 | $188 | 0.35% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $130 | $0 | $130 | 0.24% |
| TERRY DANIEL SIMS3 | 19 PURVIS LANE DELHI, LA 71232 | AFLAC | $103 | $25 | $128 | 0.24% |
| AARON ABRAMS COX3 | 38036 MAPLE RIDGE DRIVE PRAIRIEVILLE, LA 70769 | AFLAC | $122 | $0 | $122 | 0.22% |
| EDWARD L MARTINA III3 | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $117 | $0 | $117 | 0.22% |
| BRANDI L TAMOR3 | 4002 SAINT JAMES DR KENNER, LA 70065 | AFLAC | $93 | $0 | $93 | 0.17% |
| J GAUDET LLC3 | 3923 W WAPOOT ST MERIDIAN, ID 83646 | AFLAC | $78 | $0 | $78 | 0.14% |
| LEEZA DANIELE WRIGHT3 | 9505 TRUSCOTT CT PROSPECT, KY 40059 | AFLAC | $77 | $0 | $77 | 0.14% |
| CRUSER MARKETING INC3 Filed as: CRUSER MARKETING, INC | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $66 | $0 | $66 | 0.12% |
| JAMI FAIRCHILD3 | 6635 ANTIOCH XING BATON ROUGE, LA 70817 | AFLAC | $62 | $0 | $62 | 0.11% |
| JERRY LEE3 | 4615 HWY 84 E MEADVILLE, MS 39653 | AFLAC | $61 | $0 | $61 | 0.11% |
| MELISSA BOUNDS3 | 2723 WINNFIELD RD WEST MONROE, LA 71292 | AFLAC | $52 | $0 | $52 | 0.10% |
| BILLY F CASTILAW3 | 3301 PETERSON RD GREENBACK, TN 37742 | AFLAC | $47 | $0 | $47 | 0.09% |
| STEPHEN F PATRON3 | 4701 ASHBURY DR NEW ORLEANS, LA 70121 | AFLAC | $41 | $0 | $41 | 0.08% |
| MICHAEL KETIH FOSTER3 | 509 CHATHAM ST MONROE, LA 71203 | AFLAC | $36 | $5 | $41 | 0.08% |
| JEFFREY R JOHNSON3 | PO BOX 2065 TUPELO, MS 38803 | AFLAC | $37 | $0 | $37 | 0.07% |
| CONNIE S SMITH3 | 801 TRACE COURT MANDEVILE, LA 70448 | AFLAC | $33 | $0 | $33 | 0.06% |
| ROBERT A KIRKPATRICK3 | 410 EVERNIA ST APT 321 WEST PALM BEACH, FL 33401 | AFLAC | $33 | $0 | $33 | 0.06% |
| DANIELLE CAGLE3 | 3705 PEGRAM CIR MONROE, LA 71201 | AFLAC | $21 | $5 | $26 | 0.05% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $20 | $0 | $20 | 0.04% |
| BLAINE J LUSHUTE3 | 2625 LAKEWAY DR SEABROOK, TX 77586 | AFLAC | $19 | $0 | $19 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LAUREN RHAE BROWN | 8701 ARNOLD RD DENHAM SPRINGS, LA 70726 | AFLAC | $18 | $0 | $18 | 0.03% |
| THOMAS WAYNE FARMER3 Filed as: THOMAS FARMER | 2501 ARCADIA DR RUSTON, LA 71270 | AFLAC | $14 | $0 | $14 | 0.03% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN WILLIAMS | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $13 | $0 | $13 | 0.02% |
| TERRY W DOWNS3 | PO BOX 966 NATCHITOCHES, LA 71458 | AFLAC | $12 | $0 | $12 | 0.02% |
| ROGER JONES II3 | 12902 WICKERHILL FALLS CT STE 202 HUMBLE, TX 77346 | AFLAC | $11 | $0 | $11 | 0.02% |
| BRANDI D BANDY3 | 113 CONSTANT RD ALEXANDRIA, LA 71302 | AFLAC | $10 | $0 | $10 | 0.02% |
| J REEVES3 | PO BOX 353 WEST MEMPHIS, AR 72303 | AFLAC | $9 | $0 | $9 | 0.02% |
| JAMES SANDEFUR3 | 836 KEYSER AVE NATCHITOCHES, LA 71457 | AFLAC | $8 | $0 | $8 | 0.01% |
| CHERYL L KIRKPATRICK3 | 2525 NW EXPRESSWAY #307 OKLAHOMA CITY, OK 73112 | AFLAC | $6 | $0 | $6 | 0.01% |
| ANN DUTHU SHANK3 Filed as: ANN SHANK | 36 ADIN DRIVE MANDEVILLE, LA 70471 | AFLAC | $6 | $0 | $6 | 0.01% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $5 | $0 | $5 | 0.01% |
| AMY BARYLAK3 | 9421 SAINT ANDREWS CT DENHAM SPRINGS, LA 70726 | AFLAC | $5 | $0 | $5 | 0.01% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $3 | $0 | $3 | 0.01% |
| C HARVEY BENNETT3 | 2634 KELLI DR #84 DENHAM SPRINGS, LA 70726 | AFLAC | $2 | $0 | $2 | 0.00% |
| ERIN K GIUSTI3 Filed as: ERIN GIUSTI | 4828 FOLSE DR METAIRIE, LA 70006 | AFLAC | $2 | $0 | $2 | 0.00% |
| BLAZE FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2 | $0 | $2 | 0.00% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $0 | $0 | $0 | 0.00% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 250 | $85K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 250 | $85K |
| Short-term disability | AFLAC | 51 | $54K |
| Other | AFLAC | 51 | $54K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.