| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $74K | $74K | 2.99% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $22K | — | $22K | 12.01% |
| INSGROUP INC3 Filed as: BENEFITS INSURANCE GROUP OF AR | 510 S ST LOUIS ST BATESVILLE, AR 72501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23K | $6K | $29K | 16.55% |
| MCFADDEN BENEFIT MANAGEMENT INC3 Filed as: MCFADDEN BENEFIT MANAGEMENT INC. | 5852 KENNEDY DR FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $9K | $17K | 9.99% |
| MARKS BENEFIT MANAGEMENT LLC3 | 4257 N GABEL DR FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $2K | $5K | 2.79% |
| DONNA M GEABHART3 Filed as: DONNA GEABHART | 1500 JENNIFER ST SPRINGDALE, AR 72762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $931 | $5K | 2.78% |
| KYLE HARDING3 | 520 W 12TH ST TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $3K | $5K | 2.65% |
| JOYCE CASTEEL3 | 510 S SAINT LOUIS ST BATESVILLE, AR 72501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.26% |
| LAUREN MCCARTY3 | 510S ST LOUISE ST BATESVILLE, AR 72501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.16% |
| SECURITY BENEFITS SOLUTIONS3 | 908 SIDNEY ST BATESVILLE, AR 72501 | CENTRAL UNITED LIFE INSURANCE COMPANY | $21K | — | $21K | 19.08% |
| INSGROUP INC3 Filed as: BENEFITS INSURANCE GROUP OF ARKANSA | 908 SIDNEY ST BATESVILLE, AR 72501 | CENTRAL UNITED LIFE INSURANCE COMPANY | $5K | — | $5K | 4.38% |
| LOUIS BARBER3 | 8592 CORDES CIRCLE GERMANTOWN, AR 38139 | CENTRAL UNITED LIFE INSURANCE COMPANY | $3K | — | $3K | 3.20% |
| AMERICAN BENEFITS BROKERAGE3 | 1435 HILLSHIRE DRIVE HERNANDO, MS 38632 | CENTRAL UNITED LIFE INSURANCE COMPANY | $3K | — | $3K | 2.34% |
| RANDY GLEN REICHARDT3 Filed as: RANDY REICHARDT | 908 SIDNEY ST BATESVILLE, AR 72501 | CENTRAL UNITED LIFE INSURANCE COMPANY | $2K | — | $2K | 1.94% |
| GARY L DEVUN3 Filed as: GARY DEVUN | P.O. BOX 536 MOUTAIN VIEW, AR 72560 | CENTRAL UNITED LIFE INSURANCE COMPANY | $150 | — | $150 | 0.14% |
| STEPHEN BAKER3 | 1435 HILLSHIRE DRIVE HERNANDO, AR 38632 | CENTRAL UNITED LIFE INSURANCE COMPANY | $139 | — | $139 | 0.13% |
| SECURITY BENEFITS SOLUTIONS3 | 510 SOUTH ST. LOUIS ST BATESVILLE, AR 72501 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 25.80% |
| RANDY GLEN REICHARDT3 Filed as: RANDY REICHARDT | 908 SIDNEY ST BATESVILLE, AR 72501 | FAMILY LIFE INSURANCE COMPANY | $108 | — | $108 | 0.98% |
| LOUIS BARBER3 | 8592 CORDES CIRCLE GERMANTOWN, TN 38139 | FAMILY LIFE INSURANCE COMPANY | $100 | — | $100 | 0.91% |
| AMERICAN BENEFITS BROKERAGE3 | 1435 HILLSHIRE DRIVE HERNANDO, MS 386328875 | FAMILY LIFE INSURANCE COMPANY | $99 | — | $99 | 0.90% |
| SECURITY BENEFITS SOLUTIONS3 Filed as: SECURITY BENEFIT SOLUTIONS | 510 S SAINT LOUIS ST BATESVILLE, AR 72501 | FAMILY LIFE INSURANCE COMPANY | $83 | — | $83 | 0.75% |
| INSGROUP INC3 Filed as: BENEFITS INSURANCE GROUP OF AR | 510 S SAINT LOUIS ST BATESVILLE, AR 72501 | FAMILY LIFE INSURANCE COMPANY | $4 | — | $4 | 0.04% |
| INSGROUP INC3 Filed as: BENEFITS INSURANCE GROUP OF AR | 510 SOUTH ST LOUIS ST BATESVILLE, AR 72501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $335 | $2K | 15.59% |
| MCFADDEN BENEFIT MANAGEMENT INC3 Filed as: MCFADDEN BENEFIT MANAGEMENT INC. | 5852 KENNEDY DR FAYETTEVILLE, AK 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $483 | $552 | $1K | 9.43% |
| MARKS BENEFIT MANAGEMENT LLC3 | 4257 N GABEL DR FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $206 | $121 | $327 | 2.98% |
| KYLE HARDING3 | 520 W 12TH STREET TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $115 | $206 | $321 | 2.92% |
| DONNA M GEABHART3 Filed as: DONNA GEABHART | 1500 JENNIFER ST SPRINGDALE, AR 72762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $242 | $57 | $299 | 2.72% |
| DEIRDRE B HOEHN3 | 30885 FRESH POND WAY OCEAN VIEW, DE 19970 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $200 | $40 | $240 | 2.19% |
| JOYCE CASTEEL3 Filed as: JOYCE EVELYN CASTEEL | 510 S SAINT LOUIS ST BATESVILLE, AR 72501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | — | $49 | 0.45% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: BENEFITS INSUARNCE GROUP OF AR | 510 S SAINT LOUIS ST BATESVILLE, AR 72501 | EMC NATIONAL LIFE COMPANY | $9K | — | $9K | 84.99% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $113 | — | $113 | 1.63% |
| SECURITY BENEFITS SOLUTIONS3 Filed as: SECURITY BENEFTIS SOLUTIONS, LLC | 510 SOUTH ST. LOUIS STREET BATESVILLE, AR 72501 | USABLE LIFE | $89 | — | $89 | 1.29% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72201 | USABLE LIFE | $26 | — | $26 | 0.38% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 GAINES LITTLE ROCK, AR 72201 | USABLE LIFE | $3 | — | $3 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 572 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 572 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 890 | $2.6M |
| Dental(2 contracts, 2 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 744 | $232K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHEILD | 481 | $46K |
| Life insurance(5 contracts, 4 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 576 | $214K |
| Short-term disability(2 contracts, 2 carriers) | CENTRAL UNITED LIFE INSURANCE COMPANY | 299 | $144K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 890 | $2.5M |
| Other | USABLE LIFE | 11 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 890 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.