| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER, SUITE 900 HOUSTON, TX 77056 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $29K | — | $29K | 10.00% |
| FMLASOURCE INC5 | 455 N CITYFRONT PLAZA DR, 13TH FL CHICAGO, IL 60611 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $13K | $13K | 11.60% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER, SUITE 900 HOUSTON, TX 77056 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| EOI SERVICE COMPANY INC6 Filed as: EOI SERVICE CO INC | 1820 E FIRST STREET, SUITE 400 SANTA ANA, CA 92705 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | 4.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER, SUITE 900 HOUSTON, TX 77056 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | — | $10K | 15.00% |
| EOI SERVICE COMPANY INC5 Filed as: EOI SERVICE CO INC | 1820 E FIRST STREET, SUITE 400 SANTA ANA, CA 92705 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 6.47% |
| EOI SERVICE COMPANY INC5 Filed as: EOI SERVICE CO INC | 1820 E FIRST STREET, SUITE 400 SANTA ANA, CA 92705 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | 19.69% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER, SUITE 900 HOUSTON, TX 77056 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| EOI SERVICE COMPANY INC5 Filed as: EOI SERVICE CO INC | 1820 E FIRST STREET, SUITE 400 SANTA ANA, CA 92705 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 21.05% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 5444 WESTHEIMER, SUITE 900 HOUSTON, TX 77056 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 896 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 898 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 829 | $3.6M |
| Dental | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 727 | $286K |
| Vision | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 727 | $286K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 883 | $92K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 279 | $115K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 189 | $21K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 829 | $3.6M |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 883 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 883 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.