| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $40K | $40K | 3.00% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS BLUE SHEILD | — | $10K | $10K | 3.00% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $23K | $25K | $48K | 31.50% |
| SECURITY BENEFITS SOLUTIONS3 | 908 SIDNEY ST BATESVILLE, AR 72501 | CENTRAL UNITED LIFE INSURANCE COMPANY | $5K | — | $5K | 4.81% |
| AMERICAN BENEFITS BROKERAGE3 | 1435 HILLSHIRE DRIVE HERNANDO, MS 38632 | CENTRAL UNITED LIFE INSURANCE COMPANY | $481 | — | $481 | 0.46% |
| RANDY GLEN REICHARDT3 Filed as: RANDY REICHARDT | 908 SIDNEY ST BATESVILLE, AR 72501 | CENTRAL UNITED LIFE INSURANCE COMPANY | $441 | — | $441 | 0.42% |
| LOUIS BARBER3 | 8592 CORDES CIRCLE GERMANTOWN, AR 38139 | CENTRAL UNITED LIFE INSURANCE COMPANY | $322 | — | $322 | 0.31% |
| MICHELLE REICHARDT3 | 908 SIDNEY ST BATESVILLE, AR 72501 | CENTRAL UNITED LIFE INSURANCE COMPANY | $301 | — | $301 | 0.29% |
| STEPHEN BAKER3 | 1435 HILLSHIRE DRIVE HERNANDO, AR 38632 | CENTRAL UNITED LIFE INSURANCE COMPANY | $268 | — | $268 | 0.26% |
| GARY L DEVUN3 Filed as: GARY DEVUN | P.O. BOX 536 MOUNTAIN VIEW, AR 72560 | CENTRAL UNITED LIFE INSURANCE COMPANY | $36 | — | $36 | 0.03% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $2K | $2K | 3.00% |
| SECURITY BENEFITS SOLUTIONS3 | 908 SIDNEY ST BATESVILLE, AR 72501 | FAMILY LIFE INSURANCE COMPANY | $28K | — | $28K | 41.37% |
| AMERICAN BENEFTIS BROKERAGE3 | 1435 HILLSHIRE DR HERNANDO, MS 38632 | FAMILY LIFE INSURANCE COMPANY | $4K | — | $4K | 5.32% |
| RANDY GLEN REICHARDT3 Filed as: RANDY REICHARDT | 908 SIDNEY ST BATESVILLE, AR 72501 | FAMILY LIFE INSURANCE COMPANY | $3K | — | $3K | 4.43% |
| LOUIS BARBER3 | 8592 CORDES CIRCLE GERMANTOWN, TN 38139 | FAMILY LIFE INSURANCE COMPANY | $2K | — | $2K | 2.69% |
| INSGROUP INC3 Filed as: BENEFITS INSURANCE GROUP OF AR | 510 S SAINT LOUIS ST BATESVILLE, AR 72501 | FAMILY LIFE INSURANCE COMPANY | $1K | — | $1K | 1.82% |
| GARY L DEVUN3 Filed as: GARY DEVUN | PO BOX 536 MOUNTAIN VIEW, AR 72560 | FAMILY LIFE INSURANCE COMPANY | $220 | — | $220 | 0.32% |
| MICHELLE REICHARDT3 | 908 SIDNEY ST BATESVILLE, AR 72501 | FAMILY LIFE INSURANCE COMPANY | $119 | — | $119 | 0.17% |
| SECURITY BENEFITS SOLUTIONS3 | 510 S SAINT LOUIS ST BATESVILLE, AR 72501 | RELIANCE STANDARD | $11K | — | $11K | 25.00% |
| SECURITY BENEFITS SOLUTIONS3 Filed as: SECURITY BENEFTIS SOLUTIONS, LLC | 510 SOUTH ST. LOUIS STREET BATESVILLE, AR 72501 | USABLE LIFE | $2K | — | $2K | 7.15% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $422 | — | $422 | 1.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BILL BROW | 3003 PINEWOOD CIRCLE JONESBORO, AR 72401 | USABLE LIFE | $84 | — | $84 | 0.35% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 GAINES LITTLE ROCK, AR 72201 | USABLE LIFE | $23 | — | $23 | 0.09% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHEILD | — | $510 | $510 | 3.00% |
| SECURITY BENEFITS SOLUTIONS3 | 510 S SAINT LOUIS ST BATESVILLE, AR 72501 | RELIANCE STANDARD | $2K | — | $2K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 494 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 494 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 391 | $1.9M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 332 | $151K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHEILD | 175 | $27K |
| Life insurance(3 contracts, 3 carriers) | FAMILY LIFE INSURANCE COMPANY | 494 | $136K |
| Short-term disability(2 contracts, 2 carriers) | CENTRAL UNITED LIFE INSURANCE COMPANY | 494 | $129K |
| Long-term disability | RELIANCE STANDARD | 82 | $9K |
| Prescription drug(4 contracts, 2 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 391 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 494 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.