| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $48K | $48K | 3.00% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS BLUE SHEILD | — | $11K | $11K | 3.00% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $29K | — | $29K | 15.03% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $4K | $4K | 3.00% |
| SECURITY BENEFITS SOLUTIONS3 | 908 SIDNEY ST BATESVILLE, AR 72501 | CENTRAL UNITED LIFE INSURANCE COMPANY | $28K | — | $28K | 24.02% |
| INSGROUP INC3 Filed as: BENEFITS INSURANCE GROUP OF ARKANSA | 908 SIDNEY ST BATESVILLE, AR 72501 | CENTRAL UNITED LIFE INSURANCE COMPANY | $6K | — | $6K | 4.98% |
| LOUIS BARBER3 | 8592 CORDES CIRCLE GERMANTOWN, AR 38139 | CENTRAL UNITED LIFE INSURANCE COMPANY | $4K | — | $4K | 3.46% |
| AMERICAN BENEFITS BROKERAGE3 | 1435 HILLSHIRE DRIVE HERNANDO, MS 38632 | CENTRAL UNITED LIFE INSURANCE COMPANY | $3K | — | $3K | 2.62% |
| RANDY GLEN REICHARDT3 Filed as: RANDY REICHARDT | 908 SIDNEY ST BATESVILLE, AR 72501 | CENTRAL UNITED LIFE INSURANCE COMPANY | $2K | — | $2K | 2.17% |
| STEPHEN BAKER3 | 1435 HILLSHIRE DRIVE HERNANDO, AR 38632 | CENTRAL UNITED LIFE INSURANCE COMPANY | $267 | — | $267 | 0.23% |
| MICHELLE REICHARDT3 | 908 SIDNEY ST BATESVILLE, AR 72501 | CENTRAL UNITED LIFE INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| SECURITY BENEFITS SOLUTIONS3 | 510 SOUTH STE, LOUIS ST BATESVILLE, AK 72501 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $20K | — | $20K | 25.00% |
| SECURITY BENEFITS SOLUTIONS3 | 510 SOUTH ST. LOUIS ST BATESVILLE, AR 72501 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 25.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $315 | $42 | $357 | 1.48% |
| SECURITY BENEFITS SOLUTIONS3 Filed as: SECURITY BENEFTIS SOLUTIONS, LLC | 510 SOUTH ST. LOUIS STREET BATESVILLE, AR 72501 | USABLE LIFE | $276 | — | $276 | 1.14% |
| GROUP SERVICE UNDERWRITERS INC3 Filed as: GROUP SERVICE UNDERWRITTERS | 601 GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $31 | — | $31 | 0.13% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BILLY BROWN | 3003 PINEWOOD CIRCLE JONESBORO, AR 72401 | USABLE LIFE | $27 | — | $27 | 0.11% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 GAINES LITTLE ROCK, AR 72201 | USABLE LIFE | $10 | — | $10 | 0.04% |
| AMERICAN BENEFTIS BROKERAGE3 | 1435 HILLSHIRE DR HERNANDO, MS 38632 | FAMILY LIFE INSURANCE COMPANY | $173 | — | $173 | 0.91% |
| RANDY GLEN REICHARDT3 Filed as: RANDY REICHARDT | 908 SIDNEY ST BATESVILLE, AR 72501 | FAMILY LIFE INSURANCE COMPANY | $171 | — | $171 | 0.90% |
| GARY L DEVUN3 Filed as: GARY DEVUN | PO BOX 536 MOUNTAIN VIEW, AR 72560 | FAMILY LIFE INSURANCE COMPANY | $164 | — | $164 | 0.86% |
| LOUIS BARBER3 | 8592 CORDES CIRCLE GERMANTOWN, TN 38139 | FAMILY LIFE INSURANCE COMPANY | $160 | — | $160 | 0.84% |
| SECURITY BENEFITS SOLUTIONS3 | 908 SIDNEY ST BATESVILLE, AR 72501 | FAMILY LIFE INSURANCE COMPANY | $158 | — | $158 | 0.83% |
| INSGROUP INC3 Filed as: BENEFITS INSURANCE GROUP OF AR | 510 S SAINT LOUIS ST BATESVILLE, AR 72501 | FAMILY LIFE INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| UMKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHEILD | $2K | — | $2K | 15.00% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHEILD | — | $233 | $233 | 3.00% |
| SECURITY BENEFITS SOLUTIONS3 Filed as: SECURITY BENEFIT SOLUTIONS | 510 SOUTH ST LOUIS ST BATESVILLE, AR 72501 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 90.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 568 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 568 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 5 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 635 | $2.3M |
| Dental(2 contracts, 2 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 616 | $207K |
| Life insurance(4 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 635 | $128K |
| Short-term disability(2 contracts, 2 carriers) | CENTRAL UNITED LIFE INSURANCE COMPANY | 349 | $166K |
| Prescription drug(5 contracts, 3 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 629 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 635 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.