| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $71K | $124 | $71K | 10.32% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $16K | — | $16K | 2.38% |
| MARIA VANDYKE3 | 13 PAWNEE COURT STE 300 MAUMELLE, AR 72113 | USABLE LIFE | $2K | — | $2K | 0.30% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $2K | — | $2K | 0.24% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES ST ATT KAREN BAGLEY LITTLE ROCK, AR 72201 | USABLE LIFE | $95 | — | $95 | 0.01% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $24K | $17 | $24K | 9.93% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $7K | — | $7K | 2.75% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $756 | — | $756 | 0.31% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: JERRY DUNCAN C/O ARKANSAS BCBS | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $619 | — | $619 | 0.26% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES ST ATTN KAREN BAGLEY LITTLE ROCK, AR 72201 | USABLE LIFE | $35 | — | $35 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 8315 CANTRELL SUITE 300 LITTLE ROCK, AR 72227 | DELTA DENTAL OF ARKANSAS | $15K | — | $15K | 9.10% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $6K | $4 | $6K | 8.82% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $2K | — | $2K | 2.38% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $202 | — | $202 | 0.28% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $166 | — | $166 | 0.23% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $12 | — | $12 | 0.02% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $3K | $341 | $4K | 10.48% |
| DUSTIN PRICE3 Filed as: DUSTIN | 1800 SHERWOOD, AR 72120 | USABLE LIFE | $635 | — | $635 | 1.79% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $75 | $10 | $85 | 0.24% |
| JERRY DUNCAN3 | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $61 | — | $61 | 0.17% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | ATTN LISA YANDELL 601 SOUTH GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $5 | — | $5 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,649 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,649 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 1,640 | $10.0M |
| Dental | DELTA DENTAL OF ARKANSAS | 3,092 | $848K |
| Vision | DELTA DENTAL OF ARKANSAS | 2,690 | $166K |
| Life insurance(4 contracts) | USABLE LIFE | 783 | $1.0M |
| Short-term disability(4 contracts) | USABLE LIFE | 783 | $1.0M |
| Long-term disability(4 contracts) | USABLE LIFE | 783 | $1.0M |
| Prescription drug | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 1,640 | $10.0M |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 1,615 | $2.2M |
| Other(4 contracts) | USABLE LIFE | 783 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,092 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.