| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $47K | $11K | $58K | 7.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLD RD ROLLING MEADOWS, IL 60008 | USABLE LIFE | $33K | — | $33K | 4.06% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $18K | $63 | $18K | 2.22% |
| MARIA VANDYKE3 | 13 PAWNEE COURT STE 300 MAUMELLE, AR 72113 | USABLE LIFE | $2K | — | $2K | 0.28% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $2K | — | $2K | 0.23% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES ST ATTN LISA YANDELL LITTLE ROCK, AR 72201 | USABLE LIFE | $88 | — | $88 | 0.01% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $16K | $4K | $20K | 7.55% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLD RD ROLLING MEADOWS, IL 60008 | USABLE LIFE | $11K | — | $11K | 4.15% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $7K | $51 | $7K | 2.73% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $807 | — | $807 | 0.31% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: JERRY DUNCAN C/O ARKANSAS BCBS | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $662 | — | $662 | 0.25% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES ST ATTN LISA YANDELL LITTLE ROCK, AR 72201 | USABLE LIFE | $29 | — | $29 | 0.01% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | 2201 FAIR PARK BLVS FL 3 JONESBORO, AR 72401 | DELTA DENTAL OF ARKANSAS | $15K | — | $15K | 8.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 8315 CANTRELL SUITE 300 LITTLE ROCK, AR 72227 | DELTA DENTAL OF ARKANSAS | $12K | — | $12K | 6.56% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $4K | $1K | $5K | 6.83% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLD RD ROLLING MEADOWS, IL 60008 | USABLE LIFE | $3K | — | $3K | 4.19% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $2K | — | $2K | 2.53% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $223 | — | $223 | 0.29% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $183 | — | $183 | 0.24% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $2K | $552 | $3K | 6.32% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLD RD ROLLING MEADOWS, IL 60008 | USABLE LIFE | $2K | — | $2K | 4.33% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $915 | $3 | $918 | 2.09% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $95 | — | $95 | 0.22% |
| JERRY DUNCAN3 | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $87 | — | $87 | 0.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLD RD ROLLING MEADOWS, IL 60008 | USABLE LIFE | $3K | — | $3K | 7.97% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $2K | — | $2K | 4.87% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $1K | — | $1K | 3.57% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $118 | — | $118 | 0.29% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $97 | — | $97 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,804 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,804 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 1,785 | $10.0M |
| Dental | DELTA DENTAL OF ARKANSAS | 3,319 | $927K |
| Vision | DELTA DENTAL OF ARKANSAS | 2,895 | $183K |
| Life insurance(5 contracts) | USABLE LIFE | 829 | $1.2M |
| Short-term disability(5 contracts) | USABLE LIFE | 829 | $1.2M |
| Long-term disability(5 contracts) | USABLE LIFE | 829 | $1.2M |
| Prescription drug | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 1,785 | $10.0M |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 1,790 | $2.7M |
| Other(5 contracts) | USABLE LIFE | 829 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,319 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.