| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES INC. | P.O. BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $5K | $5K | 1.97% |
| BANCORP SOUTH INSURANCE3 Filed as: BANCORP SOUTH INSURANCE, INC. | 8315 CANTRELL ROAD LITTLE ROCK, AR 72225 | DELTA DENTAL OF ARKANSAS | $11K | — | $11K | 10.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES, IN | PO BOX 250 GULFPORT, MS 39502 | USABLE LIFE | $7K | — | $7K | 15.00% |
| PEW, JAMES3 | 320 WEST CAPITOL STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $3K | — | $3K | 6.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES, IN | PO BOX 250 GULFPORT, MS 39502 | USABLE LIFE | $819 | — | $819 | 1.91% |
| JAMES PEW3 | 119 RANCH CREEK ROAD CONWAY, AR 72034 | USABLE LIFE | $340 | — | $340 | 0.79% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES, IN | P.O. BOX 250 GULFORT, MS 39502 | USABLE LIFE | $477 | — | $477 | 15.02% |
| PEW, JAMES3 | 320 W CAPITOL SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $191 | — | $191 | 6.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 995 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 995 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF ARKANSAS | 2,032 | $473K |
| Vision | DELTA DENTAL OF ARKANSAS | 1,561 | $111K |
| Life insurance(3 contracts) | USABLE LIFE | 396 | $93K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 626 | $280K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,032 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.