| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 | 8315 CANTRELL RD STE 300 LITTLE ROCK, AR 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $26K | — | $26K | 10.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES INC. | P.O. BOX 14207 JACKSON, MS 39216 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 0.52% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC. | 8315 CANTRELL RD STE 300 LITTLE ROCK, AR 72227 | USABLE LIFE | $18K | $3K | $21K | 9.53% |
| PEW, JAMES3 | 320 WEST CAPITOL STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $7K | — | $7K | 3.27% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $1K | — | $1K | 0.59% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 GAINES LITTLE ROCK, AR 72201 | USABLE LIFE | $57 | — | $57 | 0.03% |
| BANCORP SOUTH INSURANCE3 Filed as: BANCORP SOUTH INSURANCE, INC. | 2201 FAIR PARK BLVD FL 3 JONESBORO, AR 72401 | DELTA DENTAL OF ARKANSAS | $15K | — | $15K | 10.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES, IN | P.O. BOX 250 GULFORT, MS 39502 | USABLE LIFE | $14K | $2K | $16K | 12.44% |
| PEW, JAMES3 | 320 W CAPITOL SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $6K | — | $6K | 4.28% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $1K | — | $1K | 0.78% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES ST ATT KAREN BAGLEY LITTLE ROCK, AR 72201 | USABLE LIFE | $44 | — | $44 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,034 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,034 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF ARKANSAS | 2,431 | $581K |
| Vision | DELTA DENTAL OF ARKANSAS | 2,038 | $147K |
| Life insurance | USABLE LIFE | 506 | $219K |
| Short-term disability(2 contracts) | USABLE LIFE | 528 | $351K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 804 | $484K |
| Stop-loss / reinsurancereinsurance | ZURICH AMERICAN INSURANCE CO | 1,213 | $559K |
| Other | USABLE LIFE | 506 | $219K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,431 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.