| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $60K | $8K | $68K | 10.83% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $15K | — | $15K | 2.39% |
| MARIA VANDYKE3 | 13 PAWNEE COURT STE 300 MAUMELLE, AR 72113 | USABLE LIFE | $2K | — | $2K | 0.29% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $1K | — | $1K | 0.23% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES ST ATT KAREN BAGLEY LITTLE ROCK, AR 72201 | USABLE LIFE | $77 | — | $77 | 0.01% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $22K | $7K | $28K | 9.41% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $6K | — | $6K | 2.11% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $714 | — | $714 | 0.24% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: JERRY DUNCAN C/O ARKANSAS BCBS | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $585 | — | $585 | 0.20% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES ST ATTN KAREN BAGLEY LITTLE ROCK, AR 72201 | USABLE LIFE | $30 | — | $30 | 0.01% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | 2201 FAIR PARK BLVD FL 3 JONESBORO, AR 72401 | DELTA DENTAL OF ARKANSAS | $16K | — | $16K | 10.00% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC. | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | USABLE LIFE | $6K | $808 | $7K | 10.56% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $2K | — | $2K | 2.70% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $191 | — | $191 | 0.30% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $156 | — | $156 | 0.25% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $9 | — | $9 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,432 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,432 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 1,435 | $8.4M |
| Dental | DELTA DENTAL OF ARKANSAS | 2,781 | $709K |
| Vision | DELTA DENTAL OF ARKANSAS | 2,418 | $160K |
| Life insurance(3 contracts) | USABLE LIFE | 634 | $994K |
| Short-term disability(3 contracts) | USABLE LIFE | 634 | $994K |
| Long-term disability(3 contracts) | USABLE LIFE | 634 | $994K |
| Prescription drug | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 1,435 | $8.4M |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 1,416 | $2.1M |
| Other(3 contracts) | USABLE LIFE | 634 | $994K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,781 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.