| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VICTORIA MCVAY3 Filed as: VICTORIA R MCVAY | 711 NATCHEZ TRAIL CT MOBILE, AL 36609 | AFLAC | $16K | $177 | $16K | 5.05% |
| ANN HARTWELL3 Filed as: ANN M HARTWELL | P O BOX 247 DAPHNE, AL 36526 | AFLAC | $13K | $1K | $14K | 4.40% |
| BOZEMAN ENTERPRISES INC3 Filed as: BOZEMAN ENTERPRISES INC. | 9052 BROOKSIDE LN DAPHNE, AL 36526 | AFLAC | $11K | $477 | $11K | 3.57% |
| SARAH Y ZACCARO3 | 1015 MONTLIMAR DR ST C1 MOBILE, AL 36609 | AFLAC | $6K | $401 | $7K | 2.05% |
| TATOM ENTERPRISES LLC3 | 252 PW REED DR MUNFORD, TN 38058 | AFLAC | $3K | $185 | $3K | 0.87% |
| MIRANDA WILDER3 Filed as: MIRANDA M WILDER | 10960A WULFF RD S SEMMES, AL 36575 | AFLAC | $2K | — | $2K | 0.65% |
| FRANK R GRIFFIN JR3 | 8601 GARRETT RD P O BOX 233 MIDLAND, GA 31820 | AFLAC | $2K | $43 | $2K | 0.49% |
| JENNIFER MOORE ROBERTS3 Filed as: JENNIFER BETTIS | 52 BORDER CIR E MOBILE, AL 36608 | AFLAC | $2K | — | $2K | 0.48% |
| SAIC INC3 | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $1K | — | $1K | 0.38% |
| KATLYN SESERA3 | 118 DONNA CIR DAPHNE, AL 36526 | AFLAC | $982 | $33 | $1K | 0.32% |
| BRENDA WALLACE3 | P O BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $913 | — | $913 | 0.29% |
| JOHN JONES JR3 | 9499 THOROUGHBRED RUN FAIRHOPE, AL 36532 | AFLAC | $890 | — | $890 | 0.28% |
| JOHN E CARTER III3 | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $740 | $43 | $783 | 0.25% |
| JERIE L SMITH3 | 203 ROYAL LN FAIRHOPE, AL 36532 | AFLAC | $719 | $52 | $771 | 0.24% |
| KARA BLAKE CROPP3 | 3430 RIVER RD THEODORE, AL 36582 | AFLAC | $684 | — | $684 | 0.21% |
| FRED CURTICE, III3 Filed as: FRED H CURTICE III | P O BOX 220 FOLEY, AL 36536 | AFLAC | $631 | — | $631 | 0.20% |
| HANNAH GOLDMAN3 | P O BOX 1061 CHATOM, AL 36518 | AFLAC | $534 | — | $534 | 0.17% |
| PETE CANARELA3 | 21036A STATE HIGHWAY 181 STE 102B FAIRHOPE, AL 36532 | AFLAC | $509 | — | $509 | 0.16% |
| COASTAL WORKPLACE BENEFITS, LLC3 Filed as: COASTAL WORKPLACE BENEFITS LLC | 4332 BOULEVARD PARK S STE E MOBILE, AL 36609 | AFLAC | $459 | — | $459 | 0.14% |
| JACOB YOUNCE3 | 9281 HWY 188 IRVINGTON, AL 36544 | AFLAC | $348 | — | $348 | 0.11% |
| ASHLEY CROOK3 Filed as: ASHLEY L CROOK | 3187 ESSEX PLACE DR MOBILE, AL 36695 | AFLAC | $326 | — | $326 | 0.10% |
| SUPPLEMENTAL SPECIALISTS INC3 | P O BOX 1173 BLAIRSVILLE, GA 30514 | AFLAC | $308 | — | $308 | 0.10% |
| JENNIFER A CHAPPELL3 | 8225 BLUE RIDGE PL SEMMES, AL 36575 | AFLAC | $255 | $20 | $275 | 0.09% |
| RACHEL ROBBINS3 | 6608 BLAKELY CT MOBILE, AL 36695 | AFLAC | $228 | $7 | $235 | 0.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD STE 1400A CHICAGO, IL 60604 | AFLAC | $234 | — | $234 | 0.07% |
| SHANE M OWEN3 Filed as: SHANE HOHLER | 9528 MCRAE PLACE CT MOBILE, AL 36695 | AFLAC | $184 | $41 | $225 | 0.07% |
| HOLLY ADAMS BUTCHER3 Filed as: HOLLY BUTCHER | 1149 CREIGHTON RD STE 1 PENSACOLA, FL 32504 | AFLAC | $198 | $7 | $205 | 0.06% |
| CHARLES W VINES JR3 | 1203 CREEK BRIDGE RD PENSACOLA, FL 32514 | AFLAC | $180 | — | $180 | 0.06% |
| JONATHON E POINTER3 | 9224 THOROUGHBRED RUN FAIRHOPE, AL 36532 | AFLAC | $162 | — | $162 | 0.05% |
| AMY WARD3 | 1207 S CEDAR AVE DEMOPOLIS, AL 36732 | AFLAC | $148 | $9 | $157 | 0.05% |
| TRACY ELEY3 | 2390 INDIAN RIDGE ESTATES DR MOBILE, AL 36695 | AFLAC | $145 | — | $145 | 0.05% |
| ANNA FAGGARD3 | 762 DOWNTOWNER LOOP W STE 202 MOBILE, AL 36609 | AFLAC | $143 | — | $143 | 0.04% |
| DENISE S BOYD3 | 1509 GOVERNMENT ST STE 100 MOBILE, AL 36604 | AFLAC | $125 | $16 | $141 | 0.04% |
| WILLIS TOWERS WATSON US LLC3 Filed as: DEBORAH C WILLIS | P O BOX 1173 BLAIRSVILLE, GA 30514 | AFLAC | $139 | — | $139 | 0.04% |
| CHARLES HINKLE JR3 | 6416 FALCONWOOD CT MOBILE, AL 36695 | AFLAC | $133 | — | $133 | 0.04% |
| SANDRA K JACKSON3 | 304 RIVERBEND DR MOBILE, AL 36605 | AFLAC | $131 | — | $131 | 0.04% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $121 | $7 | $128 | 0.04% |
| MICHAEL MASKILL3 | 188 RIDGEWOOD DR DAPHNE, AL 36526 | AFLAC | $126 | — | $126 | 0.04% |
| LEIGH ANNE WHITE3 Filed as: LEIGH WHITE | 2533 REDFORD DR CANTONMENT, FL 32533 | AFLAC | $119 | — | $119 | 0.04% |
| EILEEN MARIE STILLWELL3 Filed as: EILEEN STILLWELL | 3252 MARICOPA DR COLUMBUS, GA 31907 | AFLAC | $118 | — | $118 | 0.04% |
| RANDALL B BEDWELL3 | P O BOX 733 JACKSON, AL 36545 | AFLAC | $89 | $3 | $92 | 0.03% |
| ERIC J PULLEN3 | 2337 HUFFMAN DRIVE MOBILE, AL 36693 | AFLAC | $81 | — | $81 | 0.03% |
| JUNE BOZEMAN3 | 9052 BROOKSIDE LN DAPHNE, AL 36526 | AFLAC | $78 | — | $78 | 0.02% |
| JEFFREY REED3 | 29167 FLEETA RD OPP, AL 36467 | AFLAC | $77 | — | $77 | 0.02% |
| CAROL TATOM3 | 252 PW REED DR MUNFORD, TN 38058 | AFLAC | $68 | — | $68 | 0.02% |
| LISA S TAYLOR3 | 12904 OAK CT WILMER, AL 36587 | AFLAC | $67 | — | $67 | 0.02% |
| MELISSA TYLER3 | P O BOX 1723 ORANGE BEACH, AL 36561 | AFLAC | $36 | $31 | $67 | 0.02% |
| NATALIE D RYAN3 | 9 DUPONT LN NORWICH, CT 06360 | AFLAC | $62 | — | $62 | 0.02% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN LEE | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $56 | — | $56 | 0.02% |
| MCCALL 1 AGENCY3 | 109 HOSPITAL ST BAY MINETTE, AL 36507 | AFLAC | $42 | $13 | $55 | 0.02% |
| REBECCA ROBBINS3 | 1120 HILLCREST RD STE 2L MOBILE, AA 36695 | AFLAC | $55 | — | $55 | 0.02% |
| TINA C OGLESBY3 | 3194 GATES CIRCLE N THEODORE, AL 36582 | AFLAC | $50 | — | $50 | 0.02% |
| BENJAMIN D JOHNSON3 | 9526 BEAR CREEK RD STERRETT, AL 35147 | AFLAC | $46 | — | $46 | 0.01% |
| SHONA M HICKS3 | 2308 HALEY CT OPELIKA, AL 36801 | AFLAC | $46 | — | $46 | 0.01% |
| ALICE E NOBLE3 | 201 BROWN RD PENSACOLA, FL 32507 | AFLAC | $40 | — | $40 | 0.01% |
| MURFEE MEADOWS INC0 | 120 OFFICE PARK DR STE 100 SUITE 110 BIRMINGHAM, AL 35223 | AFLAC | $37 | — | $37 | 0.01% |
| GEORGE C WALLACE3 | P O BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $33 | — | $33 | 0.01% |
| ALLISON ELIZABET SMITH3 Filed as: ALLISON SMITH | 7121 OAK COVE DR BILOXI, MS 39532 | AFLAC | $30 | — | $30 | 0.01% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AA 36117 | AFLAC | $29 | — | $29 | 0.01% |
| SANDI S LANZA3 | 224 CAHABA RIVER PARC BIRMINGHAM, AL 35243 | AFLAC | $29 | — | $29 | 0.01% |
| ROBERT WALLACE3 | 40708 COUNTY RD 39 BAY MINETTE, AL 36507 | AFLAC | $25 | — | $25 | 0.01% |
| THOMAS W BABINGTON3 | 30330 ONO NORTH LOOP W ORANGE BEACH, AL 36561 | AFLAC | $24 | — | $24 | 0.01% |
| BRIAN E HICKS3 Filed as: BRIAN HICKS | 5073 DONOVAN ST FRANKLIN, TN 37064 | AFLAC | $24 | — | $24 | 0.01% |
| DAVID S JESSE3 | 11962 HOMETOWN PL ORLANDO, FL 32832 | AFLAC | $24 | — | $24 | 0.01% |
| GEORGE E FELL3 | 9166 DAWES CREEK DR THEODORE, AL 36582 | AFLAC | $23 | — | $23 | 0.01% |
| KELVIN MICHAEL RICE3 Filed as: KELVIN RICE | 623 WESTBROOK RD DOTHAN, AL 36303 | AFLAC | $20 | — | $20 | 0.01% |
| DEREK R MANN3 | 155 LEE ROAD 2213 SALEM, AL 36874 | AFLAC | $19 | — | $19 | 0.01% |
| JOE A RODGERS3 Filed as: JOE RODGERS | 1601 DOVE LN CORPUS CHRISTI, TX 78418 | AFLAC | $18 | — | $18 | 0.01% |
| CHARLES D. BLOCK3 Filed as: CHARLES SUMMERS | 45 LECH WEG HELEN, GA 30545 | AFLAC | $18 | — | $18 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: VALENCIA BROWN | 2027 DR. MARTIN L KING JR AVE APT C2 MOBILE, AL 36617 | AFLAC | $17 | — | $17 | 0.01% |
| CHERYL L BAILEY3 | 651 HARRIETT LN ATMORE, AL 36502 | AFLAC | $16 | — | $16 | 0.01% |
| BARBARA A RIESENBERG3 | 2645 DAYTIME CT GULF BREEZE, FL 32563 | AFLAC | $16 | — | $16 | 0.01% |
| COMBINED INSURANCE SERVICES3 Filed as: COMBINED INSURANCE SERVIVES OF N FL | 1403 E BELMONT ST PENSACOLA, FL 32501 | AFLAC | $15 | — | $15 | 0.00% |
| JEANNE BAGGETT3 Filed as: JEANNE BAGGET | 836 MYSTIC PKWY SPRING BRANCH, TX 78070 | AFLAC | $13 | — | $13 | 0.00% |
| SHEILA N STEWART3 | P O BOX 331 PORT SALERNO, FL 34992 | AFLAC | $12 | — | $12 | 0.00% |
| JOHN DORAN SHEPPARD3 Filed as: JOHN SHEPPARD | 801 W MAIN ST DOTHAN, AL 36301 | AFLAC | $12 | — | $12 | 0.00% |
| RONALD GILMORE3 | 8515 LANEWOOD CIRCLE LEEDS, AL 35094 | AFLAC | $9 | — | $9 | 0.00% |
| KIRSTEN PHILLIPS3 | 1990 BRADBURY DR E MOBILE, AL 36695 | AFLAC | $8 | — | $8 | 0.00% |
| LYNNE HUDGINS MOORE3 Filed as: LYNNE MOORE | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $8 | — | $8 | 0.00% |
| JOHNNA GRIFFIN3 | 341 WOODFORD DR MILLROOK, AL 36054 | AFLAC | $8 | — | $8 | 0.00% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOCIATES INC. | 4222 MARDEN WAY VESTAVIA, AL 35242 | AFLAC | $7 | — | $7 | 0.00% |
| JOHN W AMOS3 | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $6 | — | $6 | 0.00% |
| MICHAEL FOWLER3 | 2204 EXECUTIVE PARK DR OPELIKA, AL 36801 | AFLAC | $6 | — | $6 | 0.00% |
| DARRELL V BLANCHARD3 | 11401 CLEAR CREEK DR PENSACOLA, FL 32514 | AFLAC | $5 | — | $5 | 0.00% |
| WILLIAM L AMOS III3 | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $5 | — | $5 | 0.00% |
| JOEL SANDERS3 | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $5 | — | $5 | 0.00% |
| REGINALD JACKSON3 | 10009 PEYTON DR N MOBILE, AL 36695 | AFLAC | $4 | — | $4 | 0.00% |
| MJ INSURANCE3 Filed as: LISA HUGHES | 2430 COUNTY RD 19 N PRATTVILLE, AL 36067 | AFLAC | $4 | — | $4 | 0.00% |
| KEITH BELICH3 | 8408 TIMBER CREEK DR PIKE ROAD, AL 36064 | AFLAC | $3 | — | $3 | 0.00% |
| BIG RED BENEFITS, LLC3 Filed as: BIG RED BENEFITS LLC | 762 DOWNTOWNER LOOP W STE 202 MOBILE, AL 36609 | AFLAC | $2 | — | $2 | 0.00% |
| GEORGIANA WEBSTER3 | 4559 BROOKMOOR DR MOBILE, AL 36618 | AFLAC | $2 | — | $2 | 0.00% |
| C BORLAND3 | 260 MARGARET LN WASHINGTON COURT HOUSE, OH 43160 | AFLAC | $2 | — | $2 | 0.00% |
| JOSEPH N HARRIS3 Filed as: JOSEPH HARRIS | 1353 MCCOY ST BIRMINGHAM, AL 35210 | AFLAC | $2 | — | $2 | 0.00% |
| SHAWNDA L BOYKIN3 Filed as: SHAWNDA BOYKIN | 105 SHIRE CIRCLE ALABASTER, AL 35007 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN W AMOS3 Filed as: JOHN P THOMPSON JR | 236 HAVERSHAM RD DELTONA, FL 32725 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS BLUE SHIELD OF ALABAMA | 450 RIVERCHASE PARKWAY E BIRMINGHAM, AL 35244 | VISION SERVICE PLAN | $17K | — | $17K | 10.82% |
| JOSEPH CLAY WALDEN3 | 33485 ALDER CIR SPANISH FORT, AL 365279087 | VISION SERVICE PLAN | -$1 | — | -$1 | -0.00% |
| BRADFORD DILLION3 | 3800 COLONNADE PKWY STE 240 BIRMINGHAM, AL 352433370 | VISION SERVICE PLAN | -$1 | — | -$1 | -0.00% |
| ABLE BENEFIT SOLUTIONS3 | 3800 COLONNADE PKWY STE 240 BIRMINGHAM, AL 352433370 | VISION SERVICE PLAN | -$3 | — | -$3 | -0.00% |
| TIMOTHY J REED3 Filed as: TIMOTHY HUDNALL | 4750 AIRPORT BLVD MOBILE, AL 366083134 | VISION SERVICE PLAN | -$4 | — | -$4 | -0.00% |
| ABLE BENEFIT SOLUTIONS3 | P.O. BOX 11407 DEPT 2142 BIRMINGHAM, AL 352462142 | USABLE LIFE | $12K | — | $12K | 15.00% |
| COASTAL WORKPLACE BENEFITS, LLC3 Filed as: COASTAL WORKPLACE BENEFITS LLC | 3660 HIGGINS RD MOBILE, AL 366198901 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,398 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,398 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,339 | $2.2M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,339 | $2.2M |
| Vision | VISION SERVICE PLAN | 1,183 | $155K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 1,007 | $401K |
| Short-term disability | AFLAC | 384 | $319K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 25 | $9K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,339 | $2.2M |
| Other | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,339 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,339 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.