| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANN HARTWELL3 Filed as: ANN M HARTWELL | P O BOX 247 DAPHNE, AL 36526 | AFLAC | $13K | $97 | $13K | 4.83% |
| BOZEMAN ENTERPRISES INC3 Filed as: BOZEMAN ENTERPRISES INC. | 9052 BROOKSIDE LN DAPHNE, AL 36526 | AFLAC | $11K | $444 | $11K | 4.21% |
| SARAH Y ZACCARO3 | P O BOX 91531 MOBILE, AL 36691 | AFLAC | $5K | $208 | $5K | 1.80% |
| VICTORIA MCVAY3 Filed as: VICTORIA R MCVAY | 711 NATCHEZ TRAIL CT MOBILE, AL 36609 | AFLAC | $4K | $357 | $4K | 1.69% |
| TATOM ENTERPRISES LLC3 | 252 PW REED DR MUNFORD, TN 38058 | AFLAC | $4K | $180 | $4K | 1.47% |
| VICTORIA MCVAY3 Filed as: VICTORIA L MCVAY | 711 NATCHEZ TRAIL CT MOBILE, AL 36609 | AFLAC | $3K | $38 | $3K | 1.14% |
| MIRANDA WILDER3 Filed as: MIRANDA M WILDER | 10960A WULFF RD S SEMMES, AL 36575 | AFLAC | $2K | — | $2K | 0.91% |
| JERIE L SMITH3 | 203 ROYAL LN FAIRHOPE, AL 36532 | AFLAC | $2K | — | $2K | 0.87% |
| FRANK R GRIFFIN JR3 | P O BOX 233 8601 GARRETT RD MIDLAND, GA 31820 | AFLAC | $1K | $42 | $1K | 0.53% |
| SAIC INC3 | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $1K | — | $1K | 0.47% |
| RONALD EUGENE WALLACE3 | P O BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $942 | — | $942 | 0.36% |
| COASTAL WORKPLACE BENEFITS, LLC3 Filed as: COASTAL WORKPLACE BENEFITS LLC | 4332 BOULEVARD PARK S STE E MOBILE, AL 36609 | AFLAC | $913 | — | $913 | 0.34% |
| JOHN E CARTER III3 | P O BOX 39 FORTSON, GA 31808 | AFLAC | $757 | $42 | $799 | 0.30% |
| KARA BLAKE CROPP3 | 3430 RIVER RD THEODORE, AL 36582 | AFLAC | $683 | — | $683 | 0.26% |
| FRED CURTICE, III3 Filed as: FRED H CURTICE III | P O BOX 220 FOLEY, AL 36536 | AFLAC | $617 | — | $617 | 0.23% |
| PETE CANARELA3 | 21036A STATE HIGHWAY 181 STE 102B FAIRHOPE, AL 36532 | AFLAC | $401 | — | $401 | 0.15% |
| ASHLEY CROOK3 Filed as: ASHLEY L CROCK | 3187 ESSEX PLACE DR MOBILE, AL 36695 | AFLAC | $367 | — | $367 | 0.14% |
| SHANE TODD HOHLER3 | 9528 MCRAE PLACE CT MOBILE, AL 36695 | AFLAC | $345 | — | $345 | 0.13% |
| SUPPLEMENTAL SPECIALISTS INC3 | P O BOX 1173 BLAIRSVILLE, GA 30514 | AFLAC | $296 | — | $296 | 0.11% |
| JONATHON E POINTER3 | 9224 THOROUGHBRED RUN FAIRHOPE, AL 36532 | AFLAC | $267 | — | $267 | 0.10% |
| JOHN JONES JR3 Filed as: JOHN V JONES JR | 9499 THOROUGHBRED RUN FAIRHOPE, AL 36532 | AFLAC | $237 | — | $237 | 0.09% |
| JENNIFER A CHAPPELL3 | 8225 BLUE RIDGE PL SEMMES, AL 36575 | AFLAC | $216 | — | $216 | 0.08% |
| CHARLES W VINES JR3 | 1203 CREEK BRIDGE RD PENSACOLA, FL 32514 | AFLAC | $214 | — | $214 | 0.08% |
| AMY WARD3 | 1207 S CEDAR AVE DEMOPOLIS, AL 36732 | AFLAC | $175 | — | $175 | 0.07% |
| HOLLY ADAMS BUTCHER3 | 1149 CREIGHTON RD STE 1 PENSACOLA, FL 32504 | AFLAC | $169 | — | $169 | 0.06% |
| SUTHERLAND GLOBAL SERVICES INC3 | 1160 PITTSFORD VICTOR RD STE A PITTSFORD, NY 14534 | AFLAC | $151 | — | $151 | 0.06% |
| KATLYN SESERA3 | 118 DONNA CIR DAPHNE, AL 36526 | AFLAC | $151 | — | $151 | 0.06% |
| KIRSTEN PHILLIPS3 | 3592 RUE ROYAL MOBILE, AL 36693 | AFLAC | $141 | $4 | $145 | 0.05% |
| RACHEL ROBBINS3 | 6608 BLAKELY CT MOBILE, AL 36695 | AFLAC | $139 | — | $139 | 0.05% |
| TRACY ELEY3 | 2390 INDIAN RIDGE ESTATES DR MOBILE, AL 36695 | AFLAC | $133 | — | $133 | 0.05% |
| DENISE S BOYD3 | 1509 GOVERNMENT ST STE 100 MOBILE, AL 36604 | AFLAC | $132 | — | $132 | 0.05% |
| CHARLES HINKLE JR3 | 6416 FALCONWOOD CT MOBILE, AL 36695 | AFLAC | $122 | — | $122 | 0.05% |
| SANDRA K JACKSON3 | 5904 MCPHERSON ST MOBILE, AL 36693 | AFLAC | $120 | — | $120 | 0.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: DEBORAH C WILLIS | P O BOX 1173 BLAIRSVILLE, GA 30514 | AFLAC | $113 | — | $113 | 0.04% |
| BRIAN V ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $111 | — | $111 | 0.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD STE 1400A CHICAGO, IL 60604 | AFLAC | $110 | — | $110 | 0.04% |
| LEIGH ANNE WHITE3 | 2533 REDFORD DR CANTONMENT, FL 32533 | AFLAC | $110 | — | $110 | 0.04% |
| JENNIFER BELCHER3 | P O BOX 872 LOXLEY, AL 36551 | AFLAC | $102 | — | $102 | 0.04% |
| ERIC J PULLEN3 | 2337 HUFFMAN DRIVE MOBILE, AL 36693 | AFLAC | $91 | — | $91 | 0.03% |
| CHERYL L BAILEY3 | 651 HARRIETT LN ATMORE, AL 36502 | AFLAC | $86 | — | $86 | 0.03% |
| RANDALL B BEDWELL3 | P O BOX 733 JACKSON, AL 36545 | AFLAC | $83 | — | $83 | 0.03% |
| MASKILL ENTERPRISES INC3 | P O BOX 1702 POINT CLEAR, AL 36564 | AFLAC | $80 | — | $80 | 0.03% |
| EILEEN MARIE STILLWELL3 | 3252 MARICOPA DR COLUMBUS, GA 31907 | AFLAC | $77 | — | $77 | 0.03% |
| MCCALL 1 AGENCY3 | 109 HOSPITAL ST BAY MINETTE, AL 36507 | AFLAC | $75 | — | $75 | 0.03% |
| TINA C OGLESBY3 | 9535 BRISTOW CT MOBILE, AL 36695 | AFLAC | $73 | — | $73 | 0.03% |
| JEFFREY REED3 | 29167 FLEETA RD OPP, AL 36467 | AFLAC | $61 | — | $61 | 0.02% |
| BENJAMIN D JOHNSON3 | 9526 BEAR CREEK RD STERRETT, AL 35147 | AFLAC | $60 | — | $60 | 0.02% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $58 | — | $58 | 0.02% |
| BARBARA A RIESENBERG3 | 2645 DAYTIME CT GULF BREEZE, FL 32563 | AFLAC | $52 | — | $52 | 0.02% |
| LISA S TAYLOR3 | 12904 OAK CT WILMER, AL 36587 | AFLAC | $49 | — | $49 | 0.02% |
| EDWARD F DEES DR3 Filed as: EDWARD F DEES SR | 207 ZANE CT SARALAND, AL 36571 | AFLAC | $48 | — | $48 | 0.02% |
| SHONA M HICKS3 | 2308 HALEY CT OPELIKA, AL 36801 | AFLAC | $42 | — | $42 | 0.02% |
| CAROL TATOM3 Filed as: CAROL LYNN TATOM | 252 PW REED DR MUNFORD, TN 38058 | AFLAC | $41 | — | $41 | 0.02% |
| ALICE E NOBLE3 | 5812 DANDELION LN PENSACOLA, FL 32526 | AFLAC | $37 | — | $37 | 0.01% |
| NATALIE D RYAN3 | 103 RIVER VIEW LN NORWICH, CT 06360 | AFLAC | $36 | — | $36 | 0.01% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AA 36117 | AFLAC | $31 | — | $31 | 0.01% |
| GEORGE C WALLACE3 | P O BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $31 | — | $31 | 0.01% |
| SANFORD GILES3 | 340 W DIVERESY 920 CHICAGO, IL 60657 | AFLAC | $31 | — | $31 | 0.01% |
| MICHAEL S MASKILL3 | P O BOX 1702 POINT CLEAR, AL 36564 | AFLAC | $30 | — | $30 | 0.01% |
| NORMAN WILKINS3 Filed as: NORMAN C WILKINS | 405 COALMONT RD HELENA, AL 35080 | AFLAC | $28 | — | $28 | 0.01% |
| REBECCA ROBBINS3 | 1120 HILLCREST RD STE 2L MOBILE, AA 36695 | AFLAC | $28 | — | $28 | 0.01% |
| ALLISON ELIZABET SMITH3 Filed as: ALLISON ELIZABETH SMITH | 7121 OAK COVE DR BILOXI, MS 39532 | AFLAC | $27 | — | $27 | 0.01% |
| THOMAS W BABINGTON3 | 30330 ONO NORTH LOOP W ORANGE BEACH, AL 36561 | AFLAC | $27 | — | $27 | 0.01% |
| SANDI S LANZA3 | 224 CAHABA RIVER PARC BIRMINGHAM, AL 35243 | AFLAC | $27 | — | $27 | 0.01% |
| GEORGIANA WEBSTER3 | 4559 BROOKMOOR DRIVE MOBILE, AL 36618 | AFLAC | $27 | — | $27 | 0.01% |
| LYNNE HUDGINS MOORE3 | 8650 MINNIE BROWN RD STE 150 MOGTGOMERY, AL 36117 | AFLAC | $25 | — | $25 | 0.01% |
| ROBERT WALLACE3 Filed as: ROBERT G WALLACE | 40708 COUNTY ROAD 39 BAY MINETTE, AL 36507 | AFLAC | $25 | — | $25 | 0.01% |
| LYNN ROBBINS AGENCY & HOLDINGS LLC3 | 805 HENCKLEY AVE MOBILE, AA 36609 | AFLAC | $23 | — | $23 | 0.01% |
| BRIAN E HICKS3 | 1327 JEWELL AVE FRANKLIN, TN 37064 | AFLAC | $22 | — | $22 | 0.01% |
| DAVID S JESSE3 | 11962 HOMETOWN PL ORLANDO, FL 32832 | AFLAC | $22 | — | $22 | 0.01% |
| NATALIE D RYAN3 | 290 LAURA BLVD NORWICH, CT 06360 | AFLAC | $21 | — | $21 | 0.01% |
| DENISE S BOYD3 | 1509 GOVERNMENT ST STE 100 MOBILE, AL 36604 | AFLAC | $18 | — | $18 | 0.01% |
| GEORGE E FELL3 | 9166 DAWES CREEK DR THEODORE, AL 36582 | AFLAC | $17 | — | $17 | 0.01% |
| JOE A RODGERS3 | 1601 DOVE LN CORPUS CHRISTI, TX 78418 | AFLAC | $17 | — | $17 | 0.01% |
| HOLLY ADAMS BUTCHER3 | 600 UNIVERSITY OFFICE BLVD STE 12 PENSACOLA, FL 32504 | AFLAC | $17 | — | $17 | 0.01% |
| CHARLES D. BLOCK3 Filed as: CHARLES SUMMERS | 45 LECH WEG HELEN, GA 30545 | AFLAC | $16 | — | $16 | 0.01% |
| DEREK R MANN3 | 111 LEE ROAD 802 UNIT 122 VALLEY, AL 36854 | AFLAC | $15 | — | $15 | 0.01% |
| CHERI E ROBES3 | 9238 MCFARLAND WAY MOBILE, AL 36695 | AFLAC | $15 | — | $15 | 0.01% |
| DARRELL V BLANCHARD3 | 11401 CLEAR CREEK DR PENSACOLA, FL 32514 | AFLAC | $14 | — | $14 | 0.01% |
| SHEILA N STEWART3 | P O BOX 331 PORT SALERNO, FL 34992 | AFLAC | $14 | — | $14 | 0.01% |
| KELVIN MICHAEL RICE3 | 623 WESTBROOK RD DOTHAN, AL 36303 | AFLAC | $9 | — | $9 | 0.00% |
| JOHN B YARBOROUGH3 Filed as: JOHN B YARBROUGH | 1113 MOUNTAIN OAKS DR HOOVER, AL 35226 | AFLAC | $9 | — | $9 | 0.00% |
| RONALD TERRY GILMORE3 | 8615 LANEWOOD CIRCLE LEEDS, AL 35094 | AFLAC | $8 | — | $8 | 0.00% |
| KELVIN MICHAEL RICE3 | 529 EDINBURGH WAY DOTHAN, AL 36305 | AFLAC | $7 | — | $7 | 0.00% |
| CURTIS W OGLESBY3 | 3615 POTOMAC RIDGE COURT EAST MOBILE, AL 36695 | AFLAC | $7 | — | $7 | 0.00% |
| JACKIE F BURLESON3 | 1124 MARTHA ALLEYN DR SARALAND, AL 36571 | AFLAC | $7 | — | $7 | 0.00% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOCIATES INC. | 4222 MARDEN WAY VESTAVIA, AL 35242 | AFLAC | $7 | — | $7 | 0.00% |
| JOHN W AMOS3 | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $6 | — | $6 | 0.00% |
| BIG RED BENEFITS, LLC3 Filed as: BIG RED BENEFITS LLC | 762 DOWNTOWNER LOOP W STE 202 MOBILE, AL 36609 | AFLAC | $6 | — | $6 | 0.00% |
| WILLIAM L AMOS III3 | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $5 | — | $5 | 0.00% |
| JOEL SANDERS3 | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN W AMOS3 Filed as: JOHN P THOMPSON JR | 236 HAVERSHAM RD DELTONA, FL 32725 | AFLAC | $2 | — | $2 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| ABLE BENEFIT SOLUTIONS3 | 3800 COLONNADE PKWY STE 240 BIRMINGHAM, AL 352433370 | VISION SERVICE PLAN | $5K | — | $5K | 3.38% |
| TIMOTHY J REED3 Filed as: TIMOTHY HUDNALL | 4750 AIRPORT BLVD MOBILE, AL 366083134 | VISION SERVICE PLAN | $5K | — | $5K | 3.38% |
| JOSEPH CLAY WALDEN3 | 33485 ALDER CIR SPANISH FORT, AL 365279087 | VISION SERVICE PLAN | $1K | — | $1K | 0.85% |
| BRADFORD DILLION3 | 3800 COLONNADE PKWY STE 240 BIRMINGHAM, AL 352433370 | VISION SERVICE PLAN | $1K | — | $1K | 0.85% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS BLUE SHIELD OF ALABAMA | 450 RIVERCHASE PARKWAY E BIRMINGHAM, AL 35244 | VISION SERVICE PLAN | $1K | — | $1K | 0.84% |
| ABLE BENEFIT SOLUTIONS3 | P.O. BOX 11407 BIRMINGHAM, AL 352462142 | USABLE LIFE | $10K | — | $10K | 15.00% |
| COASTAL WORKPLACE BENEFITS, LLC3 Filed as: COASTAL WORKPLACE BENEFITS LLC | 3660 HIGGINS RD MOBILE, AL 366198901 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 18.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,236 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,135 | $2.1M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,135 | $2.1M |
| Vision | VISION SERVICE PLAN | 1,062 | $149K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 605 | $333K |
| Short-term disability | AFLAC | 435 | $265K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 27 | $6K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,135 | $2.1M |
| Other | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,135 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,135 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.