Welfare broker

STAN A SHERLIN

Mailing address (most recent filing)

410 KILAUEA AVE

HILO, HI 96720

Total comp: $11K
Commissions: $11K
Fees: $0
Filings: 38
Sponsors: 38

Carrier mix

Where STAN A SHERLIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$235K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
HI	1	$235K	0.2%	283.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STAN A SHERLIN's plans by broker comp / premium ratio. Median 4.08% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of STAN A SHERLIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where STAN A SHERLIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PUNA PLANTATION HAWAII, LTD. PUNA PLANTATION HAWAII, LTD. LIFE/ACCIDENTAL DEATH & DISMEMBERMENT/LONG TERM DISABILITY PLAN	HI	$235K	$10K	THE GUARDIAN LIFE INSURANCE COMPANY