Welfare broker

COASTAL WORKPLACE BENEFITS, LLC

Mailing address (most recent filing)

PO BOX 8032

MOBILE, AL 36689

Total comp: $267K
Commissions: $242K
Fees: $25K
Filings: 13
Sponsors: 13

Carrier mix

Where COASTAL WORKPLACE BENEFITS, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA71.4%
METROPOLITAN LIFE INSURANCE COMPANY14.3%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA14.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	5	$6.0M	71.4%
METROPOLITAN LIFE INSURANCE COMPANY	1	$57K	14.3%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$268K	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	5	$5.8M	0.5%	76.99x
MS	2	$497K	0.4%	71.00x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of COASTAL WORKPLACE BENEFITS, LLC's plans by broker comp / premium ratio. Median 5.51% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of COASTAL WORKPLACE BENEFITS, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where COASTAL WORKPLACE BENEFITS, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PERDIDO TRUCKING SERVICE, LLC PERDIDO TRUCKING SERVICE, LLC EMPLOYEE BENEFITS PLAN	AL	$1.4M	$79K	BLUE CROSS AND BLUE SHIELD OF ALABAMA
LENZING FIBERS INC. LENZING FIBERS INC. LIFE AND DISABILITY PLAN	AL	$268K	$45K	EQUITABLE FINANCIAL LIFE INSURANCE OF AMERICA
CENTURY BANK CENTURY BANK WELFARE BENEFITS PLAN	MS	$441K	$41K	BLUE CROSS AND BLUE SHIELD OF ALABAMA
MOBILE FOREST PRODUCTS & BIOMASS, INC. MOBILE FOREST PRODUCTS & BIOMASS, INC. EMPLOYEE BENEFITS PLAN	AL	$2.4M	$40K	BLUE CROSS BLUE SHIELD OF ALABAMA
GULF PACKAGING, INC. GULF PACKAGING, INC. EMPLOYEE BENEFITS PLAN	AL	$1.1M	$38K	BLUE CROSS BLUE SHIELD OF ALABAMA
HEALTHACTIONS PA HEALTHACTIONS EMPLOYEE BENEFITS WELFARE PLAN	AL	$631K	$17K	BLUE CROSS AND BLUE SHIELD OF ALABAMA
WALT MASSEY AUTOMOTIVE GROUP WALT MASSEY AUTOMOTIVE GROUP DENTAL AND VISION PLAN	MS	$57K	$6K	METROPOLITAN LIFE INSURANCE COMPANY