Welfare broker

CHARLES D. BLOCK

Mailing address (most recent filing)

16215 LYLE ST

SAN LEANDRO, CA 94578

Total comp: $622K
Commissions: $583K
Fees: $39K
Filings: 66
Sponsors: 66

Carrier mix

Where CHARLES D. BLOCK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$4.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$4.8M	0.0%	24.17x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHARLES D. BLOCK's plans by broker comp / premium ratio. Median 0.09% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of CHARLES D. BLOCK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CHARLES D. BLOCK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LINCOLN UNIVERSITY OF THE COMMONWEALTH SYSTEM OF HIGHER EDUCATION LINCOLN UNIVERSITY HEALTH AND WELFARE PLAN	PA	$4.8M	$4K	INDEPENDENCE BLUE CROSS